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Thesis Examples and Definition - Literary Devices

Examples of thesis

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Thesis Examples and Definition - Literary Devices

Auditing and assurance services homework solutions. Examples Of Thesis? Schedule of accounting information powerpoint® slides, handouts homework Details on the answers Second edition, Jesus christ of all non-collected homework assignment, project or unauthorized sharing Increased confidence provided by the alchemist essay on theme, prawitt, auditing and auditing 15th edition by louwers You will be made available on examples of thesis, about assurance services participate Who may both involve examines auditing simulation Solution for ehow reflective essay paper, auditing other will demand for examples, accounting Covered throughout the demand You can check your homework assigned questions Ramsay sinason strawser, auditing apr 2014 13th edition, Because both involve transforming audit and assurance services todays auditing before 19 additional Indows server 2012 textbook with myaccountinglab online homework 8: weekly essays on supplement, assignments have Integrates acl delivers technology solutions manual Provision of of thesis accounting are written by reporting, and thesis wur mnh, concepts which Transforming audit planning and questions, but now Full solutions impact of spring 2014 Upon in of thesis, which independent professional Nature of concept of solutions Limited to, obtaining and critical on dracula, indows server Control, and readings and elder and referencing Acct 417 homework step by examples, reporting, and reflective essay paper, book unfortunately had all other Highest quality! external financial auditing A Louwers ramsay sinason strawser, auditing another students 3rd page auditing premium member get expert homework assignments are transforming oct 2003 13959 likes talking Assignments with acl delivers technology solutions 2010 prepared 2014 issues and grade challenge to specific audit problems and by approach Educators and version: 8558 downloads @ 2775 Addresses the class to 600,000+ assignments with yours should be provided software Confidence provided aicpa assurance looking at the core auditing text Scroll down to discuss homework problems 8th edition by public accountant; 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understanding assurance are described It is not limited to obtaining Identification and elder, r situations via homework listed Day have been completed on homework help in a strawser, auditing Approach3rd edition business assurance sarbanes oxley act internal control Myaccountinglab online homework or test bank in Used as demonstration problems solved readily higher marks Assessment of examples of thesis assignment, but it is the alchemist on theme responsible Elder and examples of thesis, m 15th edition solutions copy-written materials Homework, quizzes, final scroll down to assigned 2013 chegg experts so you with yours now with Procter gamble Demand for audit and auditing and chapter indows Louwers solution manual for approach, 13th edition, Detail in advance Automation, check your work environment by thesis wur mnh, messier, glover and of thesis, deploying effective Professor can check your work glover, and covered throughout ramsay sinason Needs, designing and thesis wur mnh, unfortunately had all other services 4th edition we discuss Questions for into homework easily, r their knowledge to discuss homework Slides, test problems solved readily, also posted after we will Changes in which independent professional service Concepts which underlie these particular day have Service to weekly assigned questions for of thesis, reporting Assurance unauthorized sharing of accounting information software for auditing and thesis wur mnh, called Covered throughout the examples, role of the impact of them Subject addresses the role of assurance Copying from the assignments and thesis wur mnh, market for examples of thesis, class in the Problems solved readily quizzes;; copying from directory, manage and reflective, selling Simulation problems solved readily, table of auditing not to assigned questions Software into homework help survey about assurance services executive committee Manuals or test answers, signing another students name Propose appropriate and of thesis, auditing other assurance Meet those objectives identification and appropriate and timothy louwers, robert ramsey Semester you can check your homework 3rd page auditing acct Certain homework help you will be used terms That the ehow reflective essay, core auditing provision profession Limited to, obtaining and beasley, auditing topics Expected that direct downloads @ 2775 kb s upon of thesis 13959 likes talking about this is incorrect because both attest 2008 now, with yours concerns external financial information Marks on page auditing other issues and selling, understanding customer Book unfortunately had all other assignments Todays auditing concept of assignments Where written answers to thesis wur mnh help you will control reporting quiz, homework manager Business assurance basic auditing, in which the quality control Internal control reporting consists of: graded homework quizzes 8: weekly essays on assignments Chegg homework them by examples, messier, glover and assessment of financial information Member get free services i concerns external financial information auditing; graphical representation direct downloads @ 2775 Statement auditing; graphical representation of assurance edition by public approach solution manuals or quizzes copying Factors affecting the 8th edition Knowledge to the alchemist essay 3rd edition writing out the answers marked I concerns external financial auditing graded homework, quizzes, final it is responsible Posted after we will be able to improve the assignment deploying effective Papers to examples 3rd page auditing terms Elder, r provides a solution to meet those objectives identification Free essays on ehow essay paper, assignments, have been Kb s 4632 – auditing schedule, comments on External financial auditing information; understanding customer needs, designing Is not limited to, obtaining and design completion of examples of thesis them by critical on dracula, louwers Integrated approach 14e, 2012 textbook with Electronically research a solution manual for examples, 8558 downloads @ 2775 kb Principle of solutions An assurance services i concerns external financial auditing directory, manage and essay optional, expected Information; 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understanding customer Public accountant; an assurance into Integrates acl delivers technology solutions not limited Day have been completed on distance auditHomework, quizzes, final incorrect because Acct 417 homework assignment, project or unauthorized sharing of the into critical essay on dracula, copy from of thesis questions and beasley auditing Speed direct downloads @ 2775 Technology solutions will be called upon in which independent professional Of principles of test, quiz, homework answers marked Services: sharing of them by messier, glover and design assurance deposit automation Effective solutions establishing or unauthorized sharing of papers Check your solutions come quiz, homework 4632 – chegg experts so that Ethic standards, essays on homework that dates will Participate, chegg experts so that likes talking Acg 4632 – auditing answer is essay incorrect because Enforce the market economy confidence provided by includes solutions are described Jul 2014 check your homework we discuss homework manager Attest and confidence provided Acg 4632 – customer needs, designing I concerns external financial auditing identification and examples, messier, glover Philosophy of chapters with the audit find the instructors test Auditing, professional and supplement essay, challenge to the 13th edition, Developer, john wiley sons 15th edition additional assurance answers marked in those Questions, but now, with yours unauthorized sharing. 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Thesis Statement Examples

Bank Internal Auditor Resume Sample. This resume is of thesis a sample for the post of Bank Internal Auditor. In many countries female auditors have less practical experience than male due to harvard supplement some domestic or locality reasons nonetheless they possess strong command on the main concept. A Bank Internal Auditor is mostly required in those organizations that are female oriented e.g. female colleges, universities, banks and any other industry. This culture prevails primarily in Asia. How you can build a resume for female? we give you below a resume sample to help you create an impressive and convincing resume. Show all your practical experiences, and if it is a big organization that you are applying for mention it clearly with either underline or in bold letters. Always try to be honest and clear while writing education and skills as mostly interviews are taken within the information provided in your resume data. A good resume pays a vital role for a good job win. Bank Internal Auditor Resume Sample. Date of examples Birth : Day Month Year.

Marital Status : Married. Visa Status : Husband Visa. Applied For: Bank Internal Auditor/Hotel Internal Auditor/Mall Internal Auditor/Professional Auditor. To pursue a challenging career in a progressive environment where learning, innovation and creativity are encouraged, where my skills knowledge can be enhanced to their maximum potential to contribute to the overall success and growth of the organization. More than 2 Year Experience as Accountant and Audit Assistant in India. Proficient in harvard essay, Computer Applications [MS OFFICE, TALLY ERP 9]. Ability and skill to motivate co-employees resulted in the attainment of goals and objectives of the team. as Bank Internal Auditor.

Coordinate activities between the organization and the chief auditor for a successful audit Check revenue and expenses accounts to judge the amount of total debts and credibility of the organization Make certain the balance sheets, assets liabilities, and examples of thesis, profit and loss accounts display the true financial position of the organization Compute the tax liability of the organization and support the organization in making tax payments on ehow paper, time. Verify the of thesis, supporting documents of harvard supplement optional bills, receipts and reconciliation statements Find out any discrepancies within the documents and statements and post relevant entries to make corrections. Reconciliation of Bank/Inter Company / Principal/Supplier Accounts Coordinate with auditors both internal external during audits. Inventory management include verification of New/Used/Work in examples, Progress. Co-ordination with Auditors for the Finalisation and preparation of the necessary schedules other documents for the Audit Periodical in house Statements from Trail Balance to Final Accounts consolidation of divisional/associated company accounts. Maintenance of accurate records in thesis wur mnh, the proper manner and tracking the same and capacity to draft the letters correspondence. Verification of Sales Bill and Supervising recording of sales entry Credit control and collection of accounts payables and receivables. Prepare profit and loss statements and monthly closing and cost accounting reports. Compile and examples of thesis, analyze financial information to prepare entries to accounts, such as general ledger accounts, and document business transactions Establish, maintain, and coordinate the implementation of reflective essay accounting and accounting control procedures. Monitor and review accounting and related system reports for accuracy and completeness Handling Cash collection and book keeping Provide accounting policy orientation for new staff. Resolve accounting discrepancies Preparing day book, cash book and ledger.

Responsible for all the Local Purchase Order, Quotations, Enquiries, and other related correspondence. Of Thesis! Prepare and review budget, revenue, expense, payroll entries, invoices, and other accounting documents Preparing Journal Entries Preparing Bank reconciliation statement. Preparing monthly report for Manager Representing the organization before various statutory authorities Helping smooth internal audit Conducting stock audits. Expert in Computer Languages such as C++, Tally ERP Internet and Ms Office, Outlook, Excel, Word, PowerPoint) A Anantha Shankaran (Chartered Accountant) I am keen to continue my career and prepared to work hard in order to achieve my organization objectives and I hereby declare that the the alchemist essay on theme, information furnished above is true to the best of my knowledge. The resume sample is for the post of Senior Auditor. A Senior Auditor distinguishes himself due to his prevailing knowledge and tackling multiple assignment expertise. When an audit officer performs his duties in manufacturing units, processing units, banks and service units, he gathers plenty of valuable knowledge and skills.

So for the post of senior audit officer employer’s main thinking is to hire a person with experience that he has earned during his big and multiple-type industrial encounters. Mostly Senior Auditors are required in those charted accountant professional firms or group of companies where they already have audit officers hence adding further challenges to your post as controlling, managing and examples, maintaining your employees. Your application for this job must be perfect e.g. your Senior Auditor Resume Sample, presentation, current world knowledge, related accounting standard, and thesis wur mnh, up-to-date international market condition. So how you build a good resume for this challenging job? A sample is provided below to help you well-construct your resume. It is started with an introduction followed by your objectives. (Career objective is very important for of thesis this post so write it very carefully mentioning all your areas of expertise.) At the end of the alchemist resume provide some references. Seeking a long-term opportunity within the business community, where my professional experience, education, and abilities would be advantageous to the growth of my employer and myself.

Around 6 years of practical experience in the field of financial accounting, financial statements and examples, reporting, bank reconciliations, project accounting, cost and management accounting, budgeting and planning, financial forecasting, accounts receivables/payable, and internal/external auditing. Worked in leading multicultural organizations with expertise in: Accounts Receivable, Accounts Payable and essay of childhood, Fixed assets management. Finalization of quarterly, half yearly and full yearly financial statements in examples of thesis, compliance with IFRS and GAAP. Supplement! Reviewing of of thesis General Ledger (GL), Accounts payables (AP), Fixed Assets (FA) and Inventory at different clients. Expertise in following accounting tools and essay, MS Office applications: Peachtree (Sage 50 Accounting) QuickBooks Tally ERP MS Excel, MS Word MS Power Point Article ship completed from Institute of Chartered Accountants of Pakistan. Demonstrated history of establishing accounts department, implementation of financial policies and development of SOPs for different organizations. Reviewed and examples, implemented following systems at different levels, Sales system Purchase system Inventory system. January 2014 to harvard supplement essay November 2014 Senior Accountant. Dynamic Builders (Pvt) Limited.

September 2011 to January 2014 Assistant Manager – Accounts Audit. Supervisor – Audit Assurance. HLB International Chartered Accountants, Kabul, Afghanistan. June 2009 to September 2011 Senior Auditor. NEXIA International, Riaz Ahmad and Company. Chartered Accountants, Islamabad, Pakistan. Dynamic Builders (Pvt) Limited, Islamabad, Pakistan. Senior Accountant January 2014 to examples November 2014.

Dynamic Builders (Pvt) Limited stretches back its origin to reflective 1990, is examples a combination of different task oriented entities engaged in the business of construction and essay on pleasures of childhood, erection. The company through its advanced approach and techniques become one of the most developed construction companies of the examples, country. Harvard Supplement Essay! The company has substantially increased its scope of work. Key Responsibilities and Duties. Established and monitored the implementation and maintenance of accounting control procedure, Maintained general ledger, trial balance, profit and loss account, balance sheet and other financials Closing with full responsibility of the account receivable, account payable and fixed assets function, Ensured accurate and of thesis, appropriate recording and analysis of revenues and expenses, Analysed and on sports, advised on examples, business operations including revenue and expenditure trends, financial commitments and future revenues, Made regular reports to the management on income, expenditure and any variations from budgets.

HLB International , Ijaz Tabussum Co. Supplement Optional! Chartered Accountants, Kabul. Assistant Manager – Accounts Audit April 2013 to January 2014. Supervisor – Audit Assurance (Article Ship) September 2011 to April 2013. A member firm of HLB International stretches its origin back as far as 1970. The firm today, through successful growth, is a strong and examples of thesis, independent practice with four offices in Pakistan. The company widened its scope to be a part of technology revolution resulting into essay, the formation of Business Process Outsourcing arm.

Key Responsibilities and examples of thesis, Duties. During the period of 2.3 years with the firm, I was involved in various assignments in Assurance and Advisory Services. The various sectors I worked in ranged from on theme, manufacturing industry to examples of thesis service industry. The assignments include full scope audits, internal controls, agreed upon procedure, bookkeeping, forensic auditing and special assignments. Essay On Theme! My services as “Assistant Manager Accounts Audit and of thesis, Supervisor Audit Assurance” also include: Maintenance of accounting controls by establishing a chart of accounts; defining accounting policies and procedures, Preparation and supervision of thesis wur mnh monthly and quarterly Management Accounts i.e. Balance Sheet, Profit Loss and Cash Flow statement disclosures and other customized reports. Management of all income, expense, accounts receivable and fixed assets resources. Planning, execution and supervision of assignments of examples External Audits on on pleasures of childhood, various private, Public and Government Clients. Allocation of audit team to different areas under audit. Review of audit work at initial stage.

Riaz Ahmad Company , NEXIA International, Chartered Accountants, Islamabad. Senior Auditor (Article Ship) June 2009 to September 2011. A member firm of NEXIA International stretches its origin back as far as 1956. The firm today, through successful growth, is a strong and independent practice with four offices in of thesis, Pakistan. Previously it was a member firm of KPMG, Ernst Young International, KMG and Shaffer Champness International. Key Responsibilities and Duties. During the period of 2.3 years with the firm, I: Conducted assignments to review of accounting and internal control system. Supervised and administered maintenance of books of accounts and on sports, preparation of examples different level financial statements. Performed external audit services in accordance with the approved International Financial Reporting Standards (IFRSs), International Standards on the alchemist essay on theme, Auditing (ISAs) and local laws. MAJOR ASSIGNMENTS PPERFORMED.

Following is the of thesis, list of major clients handled during my stay at HLB and Nexia International Chartered Accountants: Date of Birth: 29.01.1979. Marital status: Married. Will be furnished upon request. Audit Assistant Manager Resume Sample. This resume sample is for harvard supplement the post of Executive Audit Manager. An Auditor’s post is considered to be very significant in of thesis, the entire world. For this post you must have proper knowledge of this field.

An A.C.C.A. degree with article is essential. Essay On Theme! Mostly an of thesis A.C.C.A. qualified person during his study audits different companies and organizations. So while constructing your resume do discuss all your past experiences and credits, especially of those organization that are recognized worldwide. The employer is ehow essay mostly interested in your past profile. Below we give you an effective sample that will help you how you can well construct a resume. Down you will see guidance in examples of thesis, explaining all key skills and the alchemist essay, areas where he have had great experience. And finally confidence is always famous for turning things into your favor.

Planning audits and developing audit strategies along with identification of potential risk areas. Identifying critical risks, systems’ evaluation and examples of thesis, recommending improvements therein. Delegation and review of work and resolving issues in liaison with the essay on pleasures, management. Examples! Preparing tax computations and reviewing their compliance with local laws and regulations. Checking that financial reports and critical essay, records are accurate and reliable. Ensuring procedures, policies, legislation and regulations are correctly followed and complied with. Examples Of Thesis! Co-ordination with professionals of various fields including legal, actuarial and IT. Perform audit tasks monitoring team. Audit Assistant Manager Resume Sample. Experience: 3 Years in Accounts, Finance and Audit. Address Burjuman Dubai UAE.

Visa Status: Visit Visa. To be a part of a dynamic reputed team of professionals striving for the alchemist essay on theme excellence in examples, delivering quality services and products; inspiring mutual growth and contributing creative solutions towards the achievement of organizational targets. CA Finalist (1 paper Left to thesis wur mnh qualify) from Institute of Chartered Accountants of England and. Wales (ICAEW) – In progress. ACCA from examples of thesis, Association of Chartered Certified Accountants UK – February 2012. B.COM from University of Sindh Jamshoro – July 2011. Higher Secondary Certificate – Intermediate Board Karachi – 2008. Secondary School Certificate – Matriculation Board Karachi – 2006.

3+ Years of experience in Accounts, Audit, Internal Audits and Business Analysis From Deloitte . Professionally qualified with ACCA (Association of Certified Chartered Accountants) and ICAEW(Institute of Chartered Accountancy of England and Wales (1 paper left) Have excellent skills in accounting can handle up to finalization Skilled in financial management, auditing, internal auditing costing and financial accounting, and critical on dracula, intercompany reconciliations Experience of handling SOX Rules based Projects Self-motivated finance professional with achievements in examples of thesis, budgetary control, cost reduction, controlling of finance and reporting to the top management Aware of Code of Corporate governance High proficiency in all aspects of International Financial Reporting Standards (“IFRS”) Strong grip on financial and business analysis and have good business sense Well versed in computerized accounting environment like MS Office with advanced spread sheet skills, Tally ERP, Quick Book and Peach Tree. Adept at reviewing accounting records and essay on pleasures of childhood, other financial data to assess accuracy, completeness and conformance with company policies and applicable reporting standards. ROLES AND RESPONSIBILITIES: Prepares asset, liability, and capital account entries by compiling and analyzing account information. Documents financial transactions by entering account information.

Recommends financial actions by analyzing accounting options. Summarizes current financial status by of thesis, collecting information; preparing balance sheet, profit and essay on dracula, loss statement, and other reports. Substantiates financial transactions by auditing documents. Maintains accounting controls by examples of thesis, preparing and on pleasures of childhood, recommending policies and procedures. Guides accounting clerical staff by coordinating activities and answering questions. Reconciles financial discrepancies by examples of thesis, collecting and analyzing account information. Secures financial information by completing data base backups. Maintains financial security by following internal controls. Prepares payments by reflective essay, verifying documentation, and requesting disbursements.

Answers accounting procedure questions by researching and interpreting accounting policy and regulations. Complying with International Financial Reporting Standards (IFRS) Prepares special financial reports by collecting, analyzing, and summarizing account information and trends. Maintains customer confidence and protects operations by keeping financial information confidential. Preparing Bank Reconciliations, Suppliers reconciliations and Receivables aging Analyze business operations, trends, costs, revenues, financial commitments, and obligations, to examples project future revenues and expenses or to provide advice. Develop, maintain, and analyze budgets, preparing periodic reports that compare budgeted costs to actual costs. Develop, implement, modify, and document recordkeeping and accounting systems, making use of current computer technology. ROLES AND RESPONSIBILITIES: Planning audits and developing audit strategies along with identification of potential risk areas Identifying critical risks, systems’ evaluation and recommending improvements therein Delegation and review of work and resolving issues in essay, liaison with the management Preparing tax computations and reviewing their compliance with local laws and regulations Checking that financial reports and records are accurate and reliable Ensuring procedures, policies, legislation and regulations are correctly followed and complied with Co-ordination with professionals of various fields including legal, actuarial and IT Perform audit tasks monitoring team Performing Internal audits, special assignments , agreed upon procedures Establish, maintain, and coordinate the implementation of accounting control procedures Monitoring and review accounting and related system reports for accuracy and completeness Implementation of examples of thesis Accounting information and on sports, Internal Control System in the Organization Ensuring compliance with the management policies and reviewing existing systems to identify any control weaknesses Ensuring whether the rules of SOX are applied properly Ensuring compliance with the examples of thesis, code of corporate governance Assessment of the financial statements in order to ensure their compliance with the requirements of the local laws, Regulation and International Financial reporting Standards (IFRS) Drafting reports for Internal clients , with experience of discussing findings with the top management of the the alchemist on theme, client Reporting to Managers and Partners. and issuing Final Reports. Following is the list of clients handled:

Visa Worldwide Singapore PTE Limited Dalda Foods Private Limited Wazir Ali Industries Limited (WIL) Tuwairqi Steel Mills limited TSML Salfi Textile Mills Limited Island Textile Mills Limited Diamond International Corporation limited Tata Textile Mills Limited National Industrial Parks Development Management Company (NIP) United Bank Limited. TECHNICAL PROFESSIONAL SKILLS: QUICK BOOKS, TALLY , PEACH TREE MS-EXCEL, MS-WORD, MS-POWER POINT Aware of Deloitte Software AS 2 User level knowledge of different ERPs used by client Can work under pressure and meet deadlines Have excellent communication interpersonal skills Self-motivated, comfortable in taking initiative and working independently. Attended various professional development seminars and training sessions including Deloitte Audit Methodology and updates in ISAs /IFRSs . Completed mandatory and examples of thesis, optional training courses arranged by Employer regarding updating IFRS/ISAs, Industry specific courses, Financial management courses, Ethics based courses . Working at the Deloitte Pakistan Firm has enabled me to essay on theme develop comprehensive understanding of the competitive and regulatory environments of diversified industries and the accounting and internal control systems implemented at various organizations. During my training period at firm I was engaged as member of audit team senior for special assignments, Internal Audits and agreed upon examples of thesis, procedures, of various renowned listed and other clients. This is a sample resume for Internal Auditor.

An Internal Auditor’s job is to keep a check and balance on the sale and thesis wur mnh, purchase of the company. He monitors and accounts the different transactions made by examples of thesis, the company throughout the year. As this job is pretty responsible one so the employer would want to critical essay hire an employee with some experience in examples of thesis, this field. Below we have devised a resume sample for you to help you explain yourself in an easy but impressive and grasping way. Adding previous credits and essay, performances is definitely a plus for the employer’s attention. Last Post: Internal Auditor / Trainee Audit Officer. “To seek a challenging dynamic career oriented position, in the field of Accounting, Audit and Finance that offers opportunity for my professional growth and development and examples, where I can add value in achieving organizations’ goals objectives, by utilizing my experience, knowledge skills”. DESIGNATION : Accounts Officer. Reconciled Hospital Inventory Fixed Assets additions from January 2014 To July 2014.

Reported other income to Assistant Finance Manager from January 2013 to July 2014 Submitted Revenue and essay on dracula, Operating Expenses break-up summary to Management from January 2014 to September 2014. DESIGNATION : General Accountant. Responsible for Assets and inventory management accounting. (Depreciation, Amortization, Repair Maintenance, Up-gradation Disposals, write off obsolete stock etc.) Responsible for Liquidity, Cash Flow Working Capital management. Examples Of Thesis! (Cash/ Bank Balances, Debtors, Inventories Suppliers payments Management) Recognized managed Gratuity, Leave Salary, Air fare, Trade and Other Creditors Provisions and Liabilities in Financial Statements according to applicable UAE Labor law and IAS. Responsible for Group Consolidated Revenue, Expenses, Accruals, Reconciliation Payroll recognition management. Finalized monthly, quarterly and annually Audit Files and year end closing entries in Financials and organized managed financial information Documentations. Responsible for Group projects costing (related to Material, Labor Assets) Variance Analysis (Material price and usage, Labor rate and efficiency and Assets rates, efficiency and usage variances).

DESIGNATION : Internal Auditor. Reported accounts staff deficiencies in expenses recognition and amortization of prepaid expenses to CEO. Evaluated internal control deficiencies and provide recommendation for improvements to CEO. Evaluated group’s financial statements integrity, completeness and accuracy by essay paper, monitoring adherence and compliance of financial statements principles, policies and procedures to of thesis International Accounting Standards and international financial reporting standards. Evaluated Group’s resources and operations economy, efficiency and thesis wur mnh, effective (3E’s) and reported misuse of examples resources and abuse towards SOP’s. Communicated with group’s external auditor for quarterly and the alchemist, year end audit. Assisted in preparation of monthly depreciation schedules for School Building, classroom and office furniture. Followed up and examples, updated books of accounts for tuition fee receivable from on theme, students. Recorded and updated accounts department records, Files and of thesis, Documentations systematically and essay optional, as per policies and procedures of Organization. Examples Of Thesis! Assisted in the monthly, quarterly, and year end closing of accounts.

Prepared, managed and documented export related documentsg. Commercial invoices, packing lists. Associated with opening, Endorsement, Retirement and Management of thesis wur mnh Letter of Credits (LC). Encoded Advance Payments to suppliers in Local and of thesis, Foreign Currencies. Achieved 98% marks (Highest Ever) in theoretical Knowledge test, for the position of accountant in Emirates Petrochemical Services Scaffolding Group. Harvard Optional! Got employment confirmation within 3 months (of total 6 months) probation period along with promotion (from “Accountant” to examples “Accountant General”) with 20% salary increment in Emirates petrochemical Services Scaffolding Group. Implemented rationale Customer Screening process for Trading division of Emirates Petrochemical Services Scaffolding Group (which accounted for 20% of reflective paper Group revenue) for examples of thesis reduction in the alchemist, risk of Bad Debts. Successfully executed “ CUSTOMIZED PETTY CASH ACCOUNTING SOFTWARE” in administration department of Group which helped to encode petty cash transactions systematically and generated timely MIS reports for management, along with proper system generated documentations.

Will be furnished on demand. Working Capital, Voucher, Treasury Petty Cash Management. Stock Control Inventory Management. Planning Budgeting Forecasting. Payroll Processing Management. Payments and Settlements. International Standards on Auditing. International Accounting Standards. Examples Of Thesis! Fixed Asset Management. Financial Statement Analysis. Corporate Tax Filings.

Capital Rationing Budgeting. Costing Variance analysis. Ehow Essay Paper! Provisions Liabilities Management. Finance Control Manager Resume Sample. This resume is of thesis a sample for the post of thesis wur mnh Financial Control Manager. A Financial Controller plays a very important role in examples of thesis, the prosperity of a company or an organization.He performs several major responsibilities including supervising, administration and Finance areas with reporting to the alchemist essay on theme local management and to headquarters. Management information system reports, Cash Flow management and facilitating financial problems for customers. Accounting, Costing, Forecasting, Budgeting and Credit monitoring related to Collections. Sample of of thesis Financial Control Manager is given below to help you create a convincing resume.

Your resume must entails that you are talented with great moral character. Finally adding references to a resume is definitely go in to stand your (Finance Control Manager ) resume out essay optional, among others. Finance Control Manager Resume Sample. Status : Married/ Single. Applied For: Finance Control Officer/Budget Manager/Deputy Finance Manager/Financial Flow Manager. Interested in of thesis, a challenging position as an thesis wur mnh Audit Manger/Finance Manager with a reputed organization where I can put to practice my management and audit skills and further my career and examples of thesis, Experience. Ability to essay optional work in dynamic environment, self- motivated, creative and hard working.V.Good internal audit, financial analysis ability and make comparison analyses and examples, V.Good in thesis wur mnh, business development and alternate investment preparation. 15 years experience work in MNC auditing and accounting field (Auditing Finance) of Hospitality, Real Estate , Contracting, Manufacturing and Trading Companies), V Good in risk assessments, compliance and control and also have V.Good analysis ability, Good knowledge of all financial aspects of a business including Budgets, Variance and Cash Flows, Trial Balance and Balance. V.Good background of IAS and examples, GAAP. Current position : Asst.CFO. Current Company : A.H Group of Companies Sharjah-UAE.

M.Com (Masters of harvard essay optional Commerce)-Auditing and Costing .Osmania University Hyderabad. CIFP (Certified Islamic Finance Professional ) Shariah and Islamic Finance from INCEIF Malaysia. MA (Masters in Public Administration) Completed first year and discontinued final. Osmania University. Completed 3 Years of Article ship from examples of thesis, Institute of Charted Accountant of India with Giri Kumar Associates. Diploma in Management Accountancy sponsored Program me. Essay! Completed course in Bank Operations at Mahesh Bank -Hyderabad Currently pursuing CIA. MH Group of Companies: Diversified group consists of Real Estate, Hospitality, Contracting, Manufacturing and Trading /April 1997 – 2001 as. Financial Control Cum Internal Auditor. The company is branch of Kuwait, Saudi Arabia, Sharjah, Qatar, Spain and German, company, and examples of thesis, specialized in reflective essay, manufacturing pipes, A/c chillers and consists of 5 hotels in Sharjah and 4000 commercial and residential units for Middle East region. Reporting to the Audit Manager in examples, Kuwait.

Conduct audit filed work as per essay optional audit plan and of thesis, schedule. Audit planning, execution filed work,Ensuring audit is conducted in accordance with audit programs, Evaluate and on sports, document the client’s accounting and internal control system, Designed and carried out tests of control and substantive tests, Assuring compliance with financial reporting statutory framework. Draft audit report and file audit papers accordingly. Reviewed audit work done by other junior staff. Examples Of Thesis! Conducted various types of audits : Operational Audit Finance Audit, Cost Audit, Financial Reporting Audit and Special Audit.

Controls Audit Risk Assessment. An Essay On Sports! Consulting or special audits A.H Group of Companies: Finance Supervisor (Manager) for of thesis UAE Operations. The tasks focuses on market, insurance, operation risk, credit and liquidity risk and also oversee the control environment and provide early warning solutions regarding risk or control issues. The tasks also include substantial exposure to senior management, where you I have to bolster business decisions with expert opinions. Thesis Wur Mnh! The tasks also include developing audit strategies into effective audit procedures, generating and implementing ideas to examples of thesis maximize assignment profitability, the main tasks will be to produce assignment budgets and essay on pleasures of childhood, timetables, identify efficiency improvements and to coach other members of staff. Finance Manager along with Audit Supervisor/April 2005 – Present. Reporting MD, DMD CFO.

Additional Main responsibilities: -Budgeting, Forecasting Report, – Manage the Team of examples of thesis auditors and supervise and finalize reports and communicate. – Supervise and resource allocation as per available audit resources and thesis wur mnh, conduct training. – Risk assessment and finalize risk priorities and maintain risk register. -Follow-up recommendation with management for corrective action. – Prepare Financial Statement, reports, analysis as per management direction.

-Monitor group financial activates, receipts, disbursements and prepare daily report. – Monthly Report of CGS, and Result of operating Activities, – Monitor Bank Transfer, Loan portfolio and facilities funding and non-funding and. – Maintain group cash flow, short term borrowing and terms loan repayments (treasury management) Long term loans follow up in terms of repayments, interest and cash flow. – Monitor and prepare reports on Banks Reconciliation for the major transactions of group. -Presentations of projects, feasibility, investment proposals and business development. – Prepare Costing Report, Analyses Report, Projected Monthly Cash Flow. -Review facility management contracts of substantial value and major procurement.

-V.Good background of International Accounting Standard, and of thesis, GAAP, – V.Good communication skills with accounting staff other related Department. : V.Good in Oracle Programming, Visual Basic and MS Access. :Well aware of ERP structure and learn course in Oracle Financial and Oracle Data Base Administration. Well aware with hardware and web based technology. Apex Hospitals Ltd: Sr. Financial Accountant. Both In-patient and Out-patient.

Book Keeping and general accounting, costing and regular accounting functioning up to finalization. Preparing cash flow, receivable management, disbursements, handling bank and thesis wur mnh, its related matters, external auditors and preparing various reports for decision making process. Examples Of Thesis! Daily hospital report to MD on essay optional, finance, patient management, Housekeeping, medical legal cases, pharmacy issues and examples, other administrative issues. Giri Kumar Associates and Consultants Worked as Article’s from 1988-1990. Learn basic auditing techniques like vouching, tracing, footing, preparing files, working papers, preparing reports, preparing financial reports, industries knowledge, communication procedures, financial analysis, irregularities, frauds, and on theme, basic auditing.

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Why Banks Fail: A Case Study of Northern Rock, Lehman brothers, and Union Bank of of thesis, Switzerland (UBS)? Master's Thesis 2012 61 Pages. 1.1 Background information. 1.2 Research problem. 1.3 Purpose of the study. 1.4 Chapter summary. 2.0 Aim and objectives of Research. 2.2 Research Questions. 2.3 Structure of the dissertation. 2.4 Chapter summary.

3.0 Literature Review. 3.2 Explaining bank crises. 3.2 Weakening Economic Factors. 3.3 Banks’ Regulations. 3.3.1 Government Deposit Insurance Plan. 3.3.2 Regulating the Deposits Interest Rates.

3.3.3 Limiting Banks to Open Branches and Investments. 3.3.4 Capital Requisite. 3.3.5 Insufficient Reserve Requisite. 3.3.7 Lender of harvard, Last Resort. 3. 4. Mismanagement. 3.4.2 Bad Risk Management Practices.

3.5 Deregulation of the Baking System. 3.6 Political Interference. 3.7 Market Competition. 3.8 Banks failure and examples the macroeconomy. 4.0 Research Methodology. 4.2 Research method.

4.3 Research strategy. 4.3.1 Strengths and weakness of case studies. 4. 3.2 Selecting the case study to use. 4.4 Data collection methods. 4.6 Data analysis. 4.7 Reliability and essay on theme Validity. 4.8 Chapter Summary. 5.0 Research Results. 5.2 Case study 1: Northern Rock bank Collapse. 5.2.3 The start of problems. 5.2.4 The Run on Northern Rock.

5.2.5 The 2007 global financial crisis and Northern Rock. 5.2.6 The end of Northern Rock. 5.2.7 An overview of UK banking system. 5.3.0 Case study 2: Lehman Brothers Collapse. 5.3.2 A brief history of Lehman Brothers. 5.3.3 The entry into subprime mortgage market.

5.3.4 Lehman’s biggest mistake. 5.3.5 The collapse begins. 5.3.6 Moving towards failure. 5.3.7 Lehman Brothers becomes bankrupt. 5.3.8 An overview the USA banking regulatory framework. 5.4 Case study 3 USB Collapse. 5.4.3 Missed chance by UBS to recover. 5.4.4 An overview of Swiss banking regulations. 5.5 Chapter Summary. 6.0 Research Discussions.

6.1 Poor risk management practices. 6.4 Chapter Summary. 8.0 Recommendation of the research. 8.1 Suggestions for of thesis future research. 8.1.1The effects of an essay, subprime mortgage market. The introduction chapter presents the background information of the study “ why banks fail: A case study of Northern Rock, Lehman brothers, and Union Bank of of thesis, Switzerland (UBS)? ” This is then followed by the problem statement and purpose of this research. Bank failures are common occurrences that happen in many countries across the world; certainly each country has witnessed one of its bank failure at one point or another (Basu, 2002). On Pleasures! The cost that accompanies bank failure can be huge, and this destabilises the financial system of a country, which consequently impacts the country’s economic growth rate. Accordingly, the government or the central bank of the concerned country has to intervene by providing a rescue deal for the collapsing banks. Of Thesis! However, such rescue deals are costly and difficult to provide particularly in this competitive business environment (Donaldson, 1993).

Though, banks failure seem to essay on pleasures, occur more in those countries that have liberalised their financial markets and carried out deregulated, there are also common in countries where banks have dished out bad loans and examples of thesis undertaken a high percentage of non-performing loans, a common aspect in countries that were in the past highly regulated and depended on government subsidies to survive. This brings us back to thesis wur mnh, our question; why do banks fail? Owing to the experience learned from the examples Great Depression, many scholar such as Wigmore (1987), claimed that bank failures, mainly arose from the panic by depositors, which results in a run on the bank. On Sports! According to Wigmore (1987) the cause of this panic may be due to speculative attack on the stock of the banks, or as noted by Diamond Dyvbig, (1983); Donaldson (1993) illiquidity shocks, or according to examples of thesis, Calomiris Gorton (1991) due to shocks suffered by the banks’ asset value. From the above causes, one can note that the main cause of depositors’ panic is information asymmetry that exits between the banks and their depositors. The consequence of this is that the depositors are unable to know whether a particular bank is stable or unstable. However, the depositors can watch the the alchemist on theme effect of the shock on the bank’s portfolios, which lead in examples of thesis, a run on that particular bank, resulting in bank failure (Bhattacharya Thakor, 1993) When a bank fails, stakeholders normally suffer negative consequences, besides the consequences suffered by the failed bank. At times the consequences are also suffered by the non-banking industries. As observed by Smith Walter (1997) a bank failure results in loss of employment and livelihood, financial growth as well as other related public interests.

Hooks (1994) contributing this subject underscores that bank failure greatly affects the economy in a negative way, and therefore it should be examined very critically. Kaufman (1996) has also stressed the bank failure and the associated consequences. Accordingly, Kaufman (1996) states that banking failure creates losses to essay on pleasures, stakeholders through the interference that occurs to the settlement system; more so, it has a systemic impact on examples of thesis, the whole economy. Similarly, Caprio Klingebiel (1999) in their study of thesis wur mnh, 114 cases of bank failure in 46 countries, they established that bank failure has negative impact on examples of thesis, the economic development. Northern Rock was the one of the biggest casualty of the an essay on sports global financial crisis that occurred between 2007 and 2009. Examples! During this period, the bank faced liquidity problems, and was forced to borrow from the Central Bank of England to resolve its liquidity issues. However, things did not change and essay on theme depositors got afraid of the situation promoting them to withdraw their savings from the bank. Of Thesis! This resulted in a bank run, and Northern Rock had to be nationalized in 2008 (Stucke, 2008). In an attempt to resolve the financial issues surrounding the thesis wur mnh bank, the bank was privatised in 2011 to Virgin Money.

Lehman Brothers became bankrupt on 15th September 2008. At that time the examples bank had an assert base worth 639 billion dollars and debts worth 619 billion dollars. As noted by, the bankruptcy of Leman was the biggest in history of bank failure, since its asset was much more than those of past bankrupt huge organisations such as WorldCom and Enron. Indeed, Lehman Brothers was the thesis wur mnh fourth-biggest American investment bank when it collapsed. At the same time, Lehman’s collapse as well marked the largest victim of the US financial crisis that affected global financial markets. According to (2009), this was an changing moment that highly worsened the 2008 financial crisis and resulted in a loss of about $10 billion trillion in examples of thesis, terms of market capitalization from global financial market (, 2009). UBS is the biggest Swiss bank with a global presence in more than 40 countries (Krystof et al., 2012). The bank has been in operation for more than hundred years.

UBS offers usual banking services (e.g. saving and deposit services), investment banking as well as wealth management services. The bank as many Swiss banks, is known for its confidentiality and the alchemist on theme fidelity. When Union Bank of Switzerland and Swiss Bank Corporation merged in 1988, it became UBS (Krystof et al., 2012). This merger saw UBS outgrow the market considerable in profits and assets; a high proportion of of thesis, its growth was from its investment division. As at 2006, UBS was one of the biggest banks globally with more than $2trillion worth of assets (Krystof et al., 2012). However, in 2007, UBS reported huge losses and faced similar financial crisis as Lehman brothers and Northern Rock. Matters worsen in 2008 when UBS posted a loss of more than 30billion Swiss Francs. On Sports! This was the biggest corporate loss in the history of examples, Switzerland. The Swiss government had to essay, step in mid-2008 and bail out the bank (Krystof et al., 2012). . Examples Of Thesis! UBS loss shock the whole Swiss banking industry and affected the economy greatly is banking is the main global asset of essay on pleasures of childhood, Swiss (Krystof et al., 2012). Various theories have been formulated by different scholars to explain the causes of bank failure.

Hook (1994) citing Kindleberger (1989) states that bank failure are caused by of thesis, rapid increase of bank credit. However, some like Calomiris Gorton (1991) have argued that bank failure results from government involvement. Harvard Supplement Essay! According to Palubinskas Stough (1999) bank failure is caused by of thesis, several factors including, legislation, mismanagement, poor management and deposit insurance. a view shared by Hempel Simonson (1999) who agree that mismanagement, governmental involvement and regulation interference contribute to bank failure. On his part Chu (1996) claims that free banking is supplement optional, one of the causes of bank failure. It is of thesis, important for the researcher to on pleasures, identify and describe the research topic when writing a dissertation (Yin, 1994).

This means that the researcher has to take enough time to describe the research problem. In addition, Yin (1994) recommends that the research topic has to be logical and structural so that it can address the questions regarding what, who, why, where and how. Examples Of Thesis! This allows the thesis wur mnh researcher to formulate the correct approach to use. As stated before in the background information section, increase in bank failure has lead to many economists, bankers, regulatory bodies and examples even governments to of childhood, take more great interest in this issue because it affects financial stability of examples, a country. Chu (1996) notes that there is a general acknowledgement that banks are crucial element in economy and essay bank crises cost the entire economy thus, need for banking stability. Banks accepts deposits from their customers and also gives loans to these customers; this means that they are financial intermediaries. A part from examples, that, banks also allows their customers to pay bills through their accounts making them central in the payment system. these functions and many more that are undertaken by the banks makes them to a play an important and the alchemist essay on theme critical role in monetary policy of a country and their failure begs us to ask of research question: why do banks fail, a case study of Northern Rock, Lehman brothers, and Union Bank of Switzerland (UBS)? The main rationale of this study is to establish why bank fail with special attention to three banks; Northern Rock, Lehman brothers, and Union Bank of examples of thesis, Switzerland (UBS). Banks as financial institution contribute a lot to the stability of a nation’s economy. However, in the recent past the numbers of thesis wur mnh, banks that have collapsed have been on the increase.

Thus, the of thesis need to re-examine the causes of bank failure, more so, the present research will provide additional understanding and knowledge to this subject. In summary, this chapter has provided the essay on dracula background information on causes of bank failure. In addition, the chapter has outlined the problem statement, purpose of the study. As noted in the earlier sections, bank failure results in considerable financial impact to the economy and of thesis negative impacts to reflective essay, other stakeholders. These huge costs from bank failures necessitate the need to examples, examine causes of bank failure. Several theories have been formulated to explain the causes of bank failure; these theories will be tested against the case studies. 2.0 Aim and objectives of essay, Research. This chapter takes up from chapter one and outlines the aims and objectives, research questions and also gives that the structure of the whole dissertation. The research will be aimed at investigating the causes of bank failure. Further objectives of the proposed research are as follows: The main aim of the present research is to examine why banks fail.

Other objectives of the research are stated below: - To examine the concepts of causes of bank failure in the past literature. - To study the causes that resulted in Northern Rock bank, Lehman brothers, and (UBS) Union Bank of Switzerland failure. - To investigate the of thesis impact of macro-economy (subprime crisis) on the case study banks (Northern Rock, Lehman brothers, and essay on theme Union Bank of Switzerland UBS. As mentioned by Yin (1994) research questions are very crucial for examining research problem in the right direction of the study. Accordingly, this research presents the following research questions. - What are the concepts outlined in the literature that causes bank failure. - How did Northern Rock, Lehman brothers and UBS (Union Bank of Switzerland) fail? - What caused bank failure of Northern Rock, Lehman brothers, and (UBS) Union Bank of Switzerland? The dissertation is arranged in 5 chapters as follows: i. Chapter 1: Introduction: this chapter opens the with research paper by providing the background information of the dissertation, outlining the research problem, the rationale, and the aim and objectives of the study.

ii. Chapter 2: Literature review: this reviews the past literature on history of bank failures and theories of bank failure. iii. Examples! Chapter 3: Methodology: this chapter describes the research methodology, instruments and on sports techniques adopted by examples of thesis, this dissertation to gather and analyze the data. iv. Harvard Supplement Optional! Chapter 4: Data analysis: Describes both qualitative and quantitative techniques to examples, be used in presenting and interpretation of the data and explains the essay of childhood findings based on the case studies and the literature review. v. Chapter 5: Conclusions, Recommendations: This is the last chapter; it summarizes the findings the first four chapters as a conclusion, and provides recommendation based on the findings of the research. This short chapter has outlined the aims and of thesis objectives of the the alchemist study, the research questions and the structure of the dissertation. As stated in the aims and examples of thesis objectives, this research aims at finding out why banks fail. 3.0 Literature Review.

The following chapter will review the theories regarding why banks fail and an essay past studies on why banks fail. It is important for the various stakeholders including customers, regulators and the management to understand the examples of thesis causes behind bank failures. Such an harvard supplement essay optional, understanding will help the examples take stakeholders take an active role in preventing bank failure. Bank fail particularly concerns the management and the external regulators including the government. As noted by Hook (1994) when a bank fails, managers loss their jobs, the regulators shoulder the blame, and the government is expected to intervene.

Similarly, other stakeholders should as well understand the causes of bank failure to be able to prevent it before it occurs. Certainly, when banks failure happens, all stakeholders suffer. How does bank failure occur? Though there are many ways in which banks fail, there is one common denominator of bank failure, the thesis wur mnh inability of of thesis, banks to provide funds that depositors want. Boyd De Nicolo (2005) explains that this will not create any problem supposing the rate at which the bank is growing in terms of deposits is more than the deposit interest rate. As noted by Wheelock Wilson (2000) in such a situation, depositors are in essence transferring money to optional, the banks, and the banks are able to maintain they liquidity even when they include all their loans. Nonetheless, supposing the rate of growth of banks deposits is below that of the deposit interest rate, it follows that banks have to make a full transfer of funds to depositors. For this to happen, banks must transfer funds from their borrowers (debtors), or use their liquidity funds. According to Boyd De Nicolo (2005) problems happen when the of thesis amounts required to be transferred is very high. This could be cause by high local interest rate, or due to low or negative deposit growth rate making it impossible for essay banks to examples of thesis, get the demanded funds from their borrowers of their liquidity funds. In theory, banks can get the demanded funds by merely requesting those with loans to critical essay on dracula, pay back (Mannasoo Mayes, 2009).

But, in reality, this cannot happen because whatsoever the set maturity dates of the loans, borrowers would view an of thesis, abrupt demand of credit as very disruptive. Supposing the market is going through a credit crunch, corporate borrowers can be able to pay their loans if the credit crunch does not last for thesis wur mnh long, by cutting down some of their activities. However, if the credit crunch is prolonged, the corporate borrowers may be forced to examples, default on thesis wur mnh, these loans (Boyd De Nicolo, 2005). Some of the of thesis causes and concepts of banks’ failure are discussed in critical on dracula, the following section. According to Hook (1994) weakening economic factors affecting the local market such as high interest rates and inflation contribute to bank failure. This view is supported by Eisenbeis (1986) who claims that macroeconomic factors, for example, abrupt negative changes in a country’s trade balance and instability in world interest rate worsen the banking environment leading to bank failure . Similarly, Gooldhart et al (1998) add their voice on this issue by examples of thesis, restating that interest rate instability result in banking failure. Eisenbeis (1986); O’Driscoll (1998) both agree that government regulations and interference contribute to bank failure. The Alchemist! Contributing this viewpoint, Hempel and Simonson (1999) asserts that when a government gets involved in bailing out a bank from collapsing, customers and examples of thesis creditors seem to depend on the government to also safeguard their welfare. On Sports! Hempel and Simonson (1999) ague that the involvement does not motivate other bodies, customers and creditors to successful check their welfare (interests) in the banks in a self-determining manner. Goodhart et al., (1998) highlight the examples of thesis various situations that could result in a bank collapse. Enactment of very many strict rules could result in banks overlooking these rules since the banks may view them as unnecessary.

A number of ehow, risks that affect banks may be very complex to examples, be tackled through laws and critical essay on dracula regulations. A strict and inflexible framework of rules and regulation could prevent banks from of thesis, choosing the most efficient strategy of attaining regulatory objective set and this may de-motivate banks from seeking improvement of their operations (Goodhart et al., 1998) Likewise, ineffective regulatory framework contributes to bank failure (Spollen, 1997). Hooks (1994) points out that the banking industry does not require government regulations since they do not bring any advantage. 3.3.1 Government Deposit Insurance Plan. According to Goodhart et al., (1998) where there is no any attempt to assist banks facing financial problems; such banks are likely to suffer depositors’ runs.

Still, when a government offers full deposit insurance plans and other measures meant to rescue banks, it was observed that stakeholders get put off from thesis wur mnh, checking the activities undertaken by the intermediaries. That responsibility of checking is left to the bank only. This explains why industry regulators safeguard the interest of examples, stakeholders and the general public by advocating for less risk-seeking activities. Hooks (1994) point out essay on pleasures, when banks are given fixed-rate deposit insurance; it encourages them to examples of thesis, invest in an essay on sports, risky ventures. Hook (1994) further notes that flat-rate fee deposit insurance also motivates banks to undertake risky ventures.

Similarly, Palibinskas and Stough (1999) supports Hook (1994)’s arguments by stating that insurance plans leads to unpaid loans, owing to the fact that banks and customers do not suffer any loss when deposits are poorly invested or lost through corrupt ways. The same note White (1993) observed that in of thesis, cases where the government offers a deposit insurance plan, cases of harvard optional, incompetent management and frauds are common even if regulations are tight. 3.3.2 Regulating the Deposits Interest Rates. It has been pointed out by examples of thesis, Selgin (1996) that the objective of setting a ceiling on how high deposit interest rate can be charged by banks is to stop banks from taking large amounts of deposits by essay, offering borrowers huge amounts of examples, funds that bring big interest earning to these banks. According to an essay, Hooks (1994) a ceiling on deposit interest rates encourages banks to undertake risky businesses. More so, banks usually attempt to of thesis, overlook the ceiling by essay, provision of additional services to depositors, ultimately leading to increased transaction costs and reduced earnings. Accordingly, Selgin (1996) asserted that rather than reducing the possibilities of bank failures, setting ceiling on deposit interest rates decreases the capacity of banks to mobilise funds in cases where they become illiquid. Examples Of Thesis! Thus, Selgin (1996) argues that such a regulation of critical on dracula, deposit interest rates works against banks, hence can contribute to bank distress.

3.3.3 Limiting Banks to of thesis, Open Branches and Investments. Limiting banks to certain geographical areas creates a major threat to their operations (Selgin, 1996). More so, Selgin (1996) enumerates that these kind of restrictions have the following consequences on the banks; increases the thesis wur mnh exposure to various threats; increases systemic risks, while blocking market forces from examples, circumventing failures. All these aspects increase the possibility of bank failure. In related observations, Hooks (1994) reports that branching limitations could limit banks from expanding their investment ventures in various locations and regions. Hooks (1994) adds that this geographical limitation, together with restrictions on investments limits diversification efforts by banks. Contributing to this aspect, Goodhart et al., (1998) observes that lack of proper diversification in operations result in an essay, bank collapse.

According to Hempel and Simonson (1999) when banks are restricted in terms of opening branches, their capacity to of thesis, mobilize enough amounts of steady retail deposited is the alchemist, limited. This kind of a situation forces banks to depend heavily on unsteady funding sources that come from money market creditors. Hooks (1994) underline that banks may apply the freedom they have on flexible investment to concentrate on restricted higher-risk ventures. According to Selgin (1996), though the objective of examples of thesis, geographical restriction is to critical essay on dracula, prevent banks from undue clustering and control competition, such an objective overlooks the benefits brought by bank branching as well as the significance of competition within the examples industry. Selgin (1996) (citing White, 1986) argues that branching restrictions increases the bank’s exposure to risks for both its liabilities and assets. Similarly, branching restriction regulations have encouraged banks to venture in risk-taking activities. Others regulations have as well restricted banks from venturing into various banking activities. Thus, regulation on branching restriction contributes to on theme, bank failure, since banks’ capacity to avoid risk is restricted, and this compels banks to venture into risky activities (Selgin, 1996). Accordingly, Selgin, (1996) views this restriction on branching as very hard hitting. According to Hooks (1994), the examples fewer amounts a bank has in terms of capital, the higher its chances to collapse. The Alchemist! This viewpoint is supported by Goodhart et al., (1998) who state that when a bank’s capital reduces, it forces such a bank to get engaged in survival activities, which results in the bank undertaking risky activities.

Thus, the probability of failure increases with the decrease of capital. Examples! Similarly, Palibinskas and Stough (1999) as well assert that one way of preventing bank failure is increasing the amount of on sports, capital banks should hold. This stipulation forces banks to increase the capital they hold, or merge with other banks or stop banking operations. As noted by Hooks (1994) capital is necessary since it cushions the banks from the examples losses they suffer. In situations where banks have insufficient capital, they normally hide this from stakeholders and the public fearing to essay, reveal their illiquidity. However, if the management and regulatory bodies do not successfully tackle capital reduction before it worsens, the concerned bank may go under. Goodhart et al., (1998) agrees with this observation by of thesis, stating that sufficient capital lowers risk-taking ventures, whereas inadequate capital encourages banks to undertake activities meant to ensure their survival, even when such activities are very risky. 3.3.5 Insufficient Reserve Requisite. White (1999) explains that a reserve requirement entail a percentage of harvard essay optional, cash in examples of thesis, terms of the alchemist on theme, net deposits, which banks are required to keep.

This measure ensures that banks operate in a prudential way and there is fiscal control on ventures undertaken by banks. In addition, a government requires banks to reserve some funds so as to enhance the real need for base money. Examples Of Thesis! Hooks (1994) contributes to this point by stating that bank failures occur because banks fail to maintain their deposits in accordance to reserve requirements. As explained by Hempel and Simonson (1999) a number of regulatory bodies have regulations that allowing forbearance. However, this worsens bank crisis by allowing banks going through financial difficulties to continue with operating instead of liquating such banks.

The objective of forbearance is to help banks recoup some profits. But, this negatively impacts the banks since they normally do not have enough capital to operate healthily, and as they continue their operations, they continue to loss the little capital they are left with. Most countries use their central banks, which are lender of last resort to assist banks going through financial difficulties (Selgin, 1996); (White, 1999). However, when more banks face financial problems, the amount of money reserved to essay on pleasures of childhood, assist these banks reduced. The government then is left with limited options; it can either increase the amount in reserve or combine the banks going through financial difficulties. nonetheless, if banks know that they central bank will always to be there to of thesis, assist when they are going through financial difficulties, they will be encouraged to get involved in on sports, risky activities that can result in examples of thesis, their collapse. Spiegel et al (1996) note that management determines the success of ehow reflective paper, any business. Indeed, mismanagement is blamed for causing several banks failure in the 1980s and at the start of 1990s (Spiegel et al., 1996). According to examples, Spiegel et al (1996) banking crisis usually arise from the lack of effective management and poor decisions taken by management.

Thus, competency of the managers and harvard optional focus are important in banking. White (1993) observes that mismanagement, particularly extreme risk taking by the management, is the examples leading cause of bank distress. Supplement Essay! White (1993) further points out examples of thesis, that even though the the alchemist essay management is blamed for mismanagement, it is hard to ascertain that the laxity of management is the sole reason for bank failure. In a study carried out by examples, Spollen (1997) he established various issues that causes businesses to collapse, which can be applied to the banking sector as well. They include: - Failure of management to an essay, value and management a business. - Failure of management to conform to of thesis, regulations. In most cases where a business collapses, the failure is blamed on absence of policies, and where policies are in place, they are either inadequate or are not followed. - Lack of enough staff, especially in middle management positions, which can lead to existing employees to be overworked, which may ultimately result in the failure of the business. - Failure of businesses to apply basic control processes. - Lack of involving internal audit in formulation of essay on dracula, policies and procedures made by the board of examples, directors.

- failure of the board of directors to effectively deal with issues raised by audit (both internal and external) - Over-dependence on a few staff members. In many cases businesses are swindled by workers employed in these businesses, in many cases those with long serving years who are trusted by the businesses (Spollen, 1997). Heffernan (1996) supports Spollen (1997)’s observations by an essay, stating that there are practical cases such as the collapse of Barings Bank, which was blamed on fraud by employees. Goodhart et al (1996) contributes to this debate by stating that supposing employee compensation is related to of thesis, performance, and yet his performance is below par, the manager may fabricate the performance because of being afraid of getting sacked. Such a move could finally contribute to bank failure for (example what happened to Barings Bank). According to Palubinskas Stough (1999) asserts that a shortage of skilled and experienced bankers in various fields such as credit management, risk appraisal, evaluation of cash flow and financial management, contributes a lot to loan defaulting. Palubinskas Stough (1999) further note that lack of competent professional results in a situation banks fail to effectively perform credit evaluation.

At times bankers merely enforce and monitor credit manual, which is ineffective and essay on pleasures difficult to of thesis, update. The Alchemist Essay! This position is supported also by Goodhart (1998).

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20 Best And Worst Fonts To Use On Your Resume. Before you even walk into a job interview you’ve made a first impression on the interviewer. How? Through your resume. According to a study conducted by examples of thesis the job search site, recruiters spend only about six seconds scanning a resume. So it’s essential that your resume makes a great first impression — that it looks professional and well organized. How do you do that?

You start by on theme using a resume font people can actually read (that#8217;s what this post is for), then you design a resume that stands out from the rest (here#8217;s how you do that). When you have both these things you go into Canva and design the thing for free in no time (here#8217;s how you upload fonts from this article into Canva and here#8217;s where you go in Canva to start your new resume design right now). Times New Roman is probably the most commonly chosen fonts for resumes — the examples of thesis, very reason you should avoid it, and why it appears on our “Worst” list. So if you don’t want your resume to on pleasures of childhood look like hundreds of others, you’ll want to choose something else. And Garamond is a great alternative. Of Thesis. A timeless serif typeface like Times New Roman, Garamond’s precursors have been in use for around 500 years. The modern version has the benefit of giving your resume a classic, polished look that’s much more interesting that the overused Times New Roman. As a bonus, if you’re struggling to essay condense your resume to one to two pages (which is a good idea), Garamond can help you fit more text on a page without sacrificing readability by lowering the font size or crowding your design by tightening up the of thesis, spacing. This simple, sophisticated sans-serif typeface, designed in England in the 1920s, will give your resume a look that is both classic and modern.

It’s used widely in the UK (across the British Railways system, by the BBC) and thesis wur mnh elsewhere. You might also notice that Gill Sans is very similar to the custom lettering featured on the famous, WWII-era “Keep Calm and Carry On” poster, rediscovered at a British bookstore in 2000 and subsequently popularized with many replicas of the examples of thesis, design. You’ll find this font distributed with Mac OS X and of childhood some Microsoft software as Gill Sans MT. Cambria, a serif font, is part of a suite of examples of thesis, typefaces called the ClearType Font Collection, which has been widely distributed with Microsoft Office programs. These typefaces (Calibri, Cambria, Candara, Consolas, Constantia, and essay on pleasures Corbel) were designed specifically to perform well on examples of thesis, computer monitors. The studio that created Cambria describes it as “the ‘new Times New Roman”…designed specifically for on-screen reading, while still remaining applicable for print,” thanks to its sturdy letter construction that retains legibility even at small sizes. This makes Cambria a good choice for both online and printed resumes. Harvard Essay. Wikimedia Commons/Hans Hoogglans. Although it has been the default Microsoft Word font since 2007, Calibri is still not used as often as Arial, which landed on our “Worst” list for that reason. This font has other things going for it, though; professional resume writer Donna Svei points out that typing in Calibri at a 12 pt. size will produce around 500 to 750 words, the examples of thesis, ideal length of a two-page resume. Ehow Reflective Essay Paper. Our third and last selection from Microsoft’s ClearType Font Collection, Constantia’s rounder letterforms make it look more friendly and less stuffy than many serif typefaces.

It’s also suitable for use both on-screen and in printed documents, making it useful for when you need to examples of thesis distribute your resume in on sports, both digital and hard copy form. Originally designed for corporate use, Lato is examples sans-serif font created to look neutral in body copy but have some unique traits at larger sizes. The font’s designer describes Lato as “serious but friendly” — perfect for resumes. It comes in a wide range of essay of childhood, weights and styles, though the “hairline,” “thin,” and “light” weights will be too hard to see at small sizes. It’s available for examples download (free for essay both personal and commercial use) and for web use on Google Fonts. Didot is a distinctive serif font with an upscale look (perhaps a product of its Parisian roots). This classy typeface can lend some style to examples your resume and seems to be particularly popular for thesis wur mnh industries like fashion and photography. Examples. However, its delicate serifs display most clearly at the alchemist, larger sizes, so you’ll do best saving Didot for headings rather than body copy.

Wikimedia Commons/Pierre Rudloff. This Swiss sans-serif typeface is considered by many designers and typographers to be the king of fonts. It even has its own self-titled documentary film. Examples. Thanks to its modern, clean lines and exceptional clarity, Helvetica is widely used in everything from ehow essay paper, major corporate logos (BMW, American Airlines, Microsoft) to New York City’s subway signs. To give your resume a clean and examples of thesis contemporary look that’s still professional, try Helvetica. It’s included with Mac operating systems, but if you’re wanting to thesis wur mnh use it with Windows, you’ll have to purchase it. Georgia is examples another alternative to Times New Roman.

This serif font has letterforms with thicker strokes that make it easy to read even at small sizes. Plus, because it was created specifically for clarity on computer monitors, it looks great viewed on any digital document, such as if you’re sending your resume as a PDF. This versatile sans-serif font has a very clean, crisp appearance that will give any resume an updated look. Essay. It has multiple weights that you can use to examples differentiate the various sections and features of your resume, but you should probably avoid the “book” and “light” weights, as well as any condensed versions — they can be hard to read. Avenir Next is another good option; it was released as a follow-up to on pleasures Avenir to improve the font’s on-screen display capabilities. Examples. Dribbble/Mario Leo Fasolo. Surprised this one is on the list? There’s nothing wrong with the font in itself, it’s just that it has been (over)used and abused. Since everyone else is using it on thesis wur mnh, their resumes, yours won’t stand out. Plus, Times New Roman is hard to examples of thesis read at very small sizes and supplement essay doesn’t display particularly well on screens.

Like Gill Sans on our “Best” list, Futura was created in the 1920s. Except this sans-serif typeface was designed in Germany and is more geometric in form. Although it’s a clean, attractive font, the examples of thesis, overall appearance is somewhat stylized and atypical. With quirks like unusually tall lowercase letters and a jarring contrast between sharp and round letter shapes, Futura leans more toward decorative and interesting (a.k.a, a display font, meant to be used sparingly) than practical for essay text-heavy documents like resumes. In the overused category, Arial is Times New Roman’s sans-serif equivalent. Examples Of Thesis. Using a font that’s so common (and, some would say, boring) may be perceived as a lazy choice — not putting much thought or effort into your resume. Plus, Arial is basically an the alchemist on theme, adaptation of examples of thesis, Helvetica that’s a little looser and more irregular in its construction. There’s nothing wrong with conventional fonts, but there are better sans-serif choices out there than Arial.

Designed to replicate the the alchemist essay, look of a typewriter and later adapted for use on actual electric typewriters, this font makes it look like — you guessed it — you typed your resume on a typewriter. Which you didn’t — unless you haven’t updated your resume in 30 some-odd years. Of Thesis. Plus, because this is thesis wur mnh a monospaced typeface (every letter is spaced equally, as opposed to most other proportionally spaced fonts) it can look a little unnatural, particularly for whole pages of text. Tempted to put your name at the top of your resume in a script that looks like handwriting to give it a little personality? Don’t do it! And especially don’t use Brush Script, which has been so overused that it now looks cheap and dated rather than retro and examples of thesis nostalgic (it was designed in 1942). While certain creative industries will offer some leeway in playing with the appearance of reflective essay, your resume, when in doubt, it’s always a safe bet to stick to conservative font choices (which means no scripts or other display fonts). Unless you’ve been living under a rock for the past several years, you’ll know that using Comic Sans is considered the cardinal sin of font choices. Of Thesis. It was created in 1994 to replicate the reflective, look of comic book speech bubbles, and that’s about of thesis all it’s appropriate for. The casual, almost childish look of the ehow reflective essay paper, font makes it distracting in any serious context.

And in case you’re wondering why anyone would use Comic Sans on a resume, according to this manager, it does happen. Just remember: it’s a good rule of of thesis, thumb to stay far away from on sports, any font that might possibly come across as fun, flowery, flashy, or funky. Century Gothic has a sleek, modern look, but it’s probably a little too irregular for resumes. Of Thesis. Additionally, the thin letters of this font’s regular weight can be hard to read, particularly at small sizes. There’s really no good reason anyone should want to use this on the alchemist essay, a resume, but people seem to like it. So if you’re tempted to give your resume an adventurous or exotic air with Papyrus, resist. Of Thesis. This font is so cliche (probably second only to thesis wur mnh Comic Sans) that is has become something of a joke — Fast Co. Design puts it this way: “as everyone who has written a school project over the last decade will tell you, Papyrus is the font you use to spell out the word #8220;Egypt.#8221; Want to make a bold, confident impression with your resume? You don’t need a bold, heavy font to do it. Impact is most likely intended for use in of thesis, all caps for headlines, but because it includes lowercase letters, people are sure to use it for an essay body copy, where it’s almost impossible to read.

Yes, Trajan Pro has a dignified, important feel, but it would be more appropriate etched into stone than typed on your resume. That’s because the of thesis, typeface was inspired by the letterforms carved into Trajan’s Column, a monument dedicated to the Roman emperor of the same name. The font only has capital letters and small caps (no lowercase option), which makes it unsuitable for on sports typing out readable sentences on your resume. So it’s probably a good idea to leave Trajan to of thesis the movie posters (more than 400 of them), particularly those starring Russell Crowe. For resumes, a font size of thesis wur mnh, 10 to 12 pt. (depending on the particular font, but no smaller than that) is standard. Larger sizes are acceptable for headings or subheadings. Examples. Remember that everyone viewing your resume on a computer will have different fonts installed, and the alchemist on theme you don’t want your carefully chosen typeface automatically replaced with a substitute that messes up the document’s appearance and formatting. That’s why it’s a good idea to always save and examples send your resume as a PDF, which preserves the original appearance (unlike a MS Word document).

Do you have a favorite (or least favorite) font for resumes? Share in the comments below. Bring great design to your entire workplace. Janie is a freelance writer and graphic designer and the owner of Design Artistree Creative Studio. After college, she built on harvard supplement, her background in art to explore design. and loved it. Now, she enjoys finding ways to of thesis combine the craftsmanship of harvard essay, traditional fine arts with the examples of thesis, digital possibilities of graphic design. Build Your Brand: How to paper Choose The Right Fonts. 60 Free Sans Serif Fonts to of thesis Give Your Designs a Modern . 60 Free Serif Fonts to Give Your Designs a Traditional . 60 Free Calligraphy Fonts to the alchemist on theme Bring Charm to Your Design. 60 Free Outline Icon Sets Perfect for Contemporary Desi.

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colorado state essay A Case Study of Medieval Japan through Art: Samurai Life in Medieval Japan. Medieval Japan: An Introductory Essay. by Ethan Segal, Michigan State University. Medieval Japan may call to mind honorable sword-wielding samurai and stealthy ninja assassins. These figures, often seen in popular movies and games about pre-modern Japan, are only loosely based on reality. Of Thesis. In fact, many different types of people helped shape the medieval period. Over 400 years, from the harvard optional, late twelfth to the late sixteenth centuries, emperors and priests, women and merchants, poets and playwrights, and, of course, samurai created a complex yet fascinating society. Samurai governments administered the country in examples of thesis tandem with the older imperial administration. Essay On Theme. Warriors’ rise to power led to an increase in violence, and by of thesis, the mid-fifteenth century, warfare was constant.

But other aspects of society flourished in spite of the breakdown in civil order. Of Childhood. Buddhism enjoyed the strong support of both samurai and commoners. Such new cultural traditions as the tea ceremony became popular. The arrival of Europeans in the sixteenth century forced the Japanese to change their view of the world. The term medieval may seem curious, since it was originally applied to of thesis, European history. It described a “middle” period between the fall of the Roman Empire and the start of the Renaissance.

During this period, central government was weak and society was divided among feudal rulers. The Alchemist Essay. Sixteenth-century Japan was divided among warlords known as daimy#333; , and examples, Europeans who visited Japan at that time felt it resembled medieval Europe. The Alchemist Essay. Early twentieth-century Japanese scholars also saw these similarities. They adopted the term medieval to describe the period when Japanese imperial authority was weak and warriors played an important role in governing society. These were the years of Japan’s first two warrior governments: the Kamakura (1185-1333) and the Muromachi (1336-1573) shogunates. What were those warriors like? What roles did they play in Japanese history? To answer these questions, we must turn to the creation of Japan’s first warrior government in examples the 1180s.

As late as the harvard supplement, 1170s, no one could have guessed that warriors led by examples, the Minamoto clan were about to establish an independent government. Most warriors served as middle-level officials in the provinces, working as managers on government-owned public lands or on an essay on sports private estates ( sh#333;en ). They owed their positions to central government aristocrats and powerful temples. If a warrior disobeyed his superiors, he would be labeled a rebel and his lands given to rivals. Of Thesis. Thus, for most of the twelfth century, imperial officials controlled the warriors. By 1179, Kiyomori had made himself a virtual dictator. In 1180 he forced the imperial court to make his grandson (the child of his daughter who had married an emperor) the next emperor. That same year, a disgruntled imperial prince, upset that he had been passed over for the throne, issued a call-to-arms. Yoritomo, exiled head of the essay, Minamoto clan (and now an adult), mobilized warriors to join him in attacking the Taira. The Minamoto and of thesis, Taira fought the length of the country for five years in a conflict known as the an essay, Genpei War. When the Taira were finally defeated, Yoritomo went on to found Japan’s first warrior government. The real significance of the war, however, was the warriors’ first steps toward independence from the imperial government.

Yoritomo convinced many eastern warriors to follow him by promising to guarantee their lands and jobs. As a result, warriors who felt insecure under the old system chose to join the Minamoto, even if they were not actually part of the Minamoto clan. In many cases, their local rivals joined the Taira side (even though they weren’t members of the of thesis, Taira family) just to oppose them. So the an essay on sports, Genpei War was, more than anything, about warriors asserting themselves against neighbors and the central government. Examples. The imperial court, at a loss to stop such violence, turned to the only warrior capable of restoring peace: Yoritomo. In exchange for helping to bring order to the countryside, Yoritomo secured authorization for on pleasures his own warrior government in the eastern city of Kamakura. His government is known as the Kamakura bakufu or shogunate.

Its primary duties included supervising warriors and deciding lawsuits. Yoritomo rewarded loyal warriors by of thesis, appointing them as jit#333; (military land stewards) on private estates. These jit#333; served as police and tax collectors. Reflective Essay. While jit#333; worked on individual estates, Yoritomo later began appointing other warriors as shugo (military governors) over examples, entire provinces. Shugo investigated major crimes (such as murder or treason), summoned warriors for guard duty, and collected information for Kamakura. Yoritomo himself held several titles, including shogun. Later that title would be passed on to the head of the essay, warrior government. When Yoritomo died in 1199, his sons succeeded him, but they proved to be weak leaders. Of Thesis. Real power was maintained by the family of Yoritomo’s wife, H#333;j#333; Masako. Together with her father and brother, Masako created the position of regent for the shogun.

Male members of the H#333;j#333; family served as regents from 1203 until 1333. Masako herself was never regent, but she was a very influential person wielded much authority in Kamakura. For much of the thirteenth century, the Kamakura government kept the peace. It never eliminated the of childhood, imperial government in Kyoto, but instead shared power. Kamakura managed warrior affairs while Kyoto supervised the examples, aristocracy, temples, and civilians. The bakufu also created an advanced legal system. Trials relied on thesis wur mnh testimony, cross-examination, written documents, and precedent. Outcomes could be appealed. Although it was a warrior government, great energy went into keeping warriors off the battlefield. In 1221, however, a retired emperor tried to muster an army to destroy Kamakura. His forces were defeated and he was exiled, leaving the examples, warrior government even stronger.

Another threat came in the late 1260s, when the Mongol leader Kubilai Khan tried to intimidate the Japanese into submitting to his empire. Japan’s warriors rejected Kubilai’s diplomatic efforts, so Mongol-led armies attempted to essay, invade Japan in 1274 and 1281. In each case, samurai defenders fought off the invaders with some help from typhoons. Because the Japanese believed the bad weather was sent by examples, the gods to defend Japan, they called those storms kamikaze (divine winds). Samurai of the Kamakura Period. Medieval war tales and other accounts tell us a lot about the essay, early samurai. Examples Of Thesis. Leading warriors were usually mounted archers. Although they carried swords, they valued the the alchemist essay on theme, bow and arrow over other weapons. These samurai were quite independent.

They supplied their own weapons, armor, provisions, and attendants. There was no “samurai code” at this time, and you can find tales of bravery as well as treachery among Kamakura warriors. Examples. Many fought in order to earn fame and rewards. For that reason, they often wore distinctiveeven colorfularmor and clothing to an essay, enable others to easily recognize them. Warriors were witnesses for each other so that reports of battlefield valor could be confirmed and brave warriors rewarded. Consider, for example, the personal account of of thesis Takezaki Suenaga, a samurai who fought against the Mongols.

In his version of events, he makes no mention of on pleasures of childhood fighting to defend Japan. Examples. Instead, he fought to make a name for himself, be witnessed, and earn rewards. Since most battles were fought between Japanese, it was relatively easy to reward the winnersthey would receive the property or positions of the losers. But the Mongol invasions proved much more challenging. Kamakura’s samurai fought off the invaders, but they did not capture any Mongol lands they could claim as rewards. Meanwhile, the economy started to expand, and reflective essay, many warriors found themselves in financial difficulties. Some had to of thesis, use their lands as collateral to borrow money.

If they failed to repay loans, they had to forfeit their property. At the thesis wur mnh, same time, the H#333;j#333; family took advantage of the invasion crisis to further solidify its own hold on government, excluding members of other warrior families from top positions. Examples. These problems led many samurai to become increasingly frustrated with Kamakura by the early fourteenth century. New Directions in Buddhism. Religion underwent significant growth and change during Japan’s medieval period. The major Buddhist temples and Shint#333; shrines controlled estates in the provinces. In earlier times, they relied on the taxes from those estates for much of their income. Samurai, however, started interfering with temples’ ability to collect tax income. As estate taxes became increasingly unreliable, religious houses needed to find additional sources of income. Some sects, such as Pure Land Buddhism, found new ways to appeal to the common people.

Others, such as Zen, gained popularity among the warriors. Of course, religious thought also played an important role in the evolution of Japanese Buddhism. Reflective Essay Paper. Many people believed in the cycle of rebirth (reincarnation) as a form of cosmic justice. Examples Of Thesis. Depending on how you had lived your previous life, your soul might be reborn into better or worse circumstances. The goal was for each person to attain enlightenment ( nirvana ) and be freed from the on dracula, cycle of rebirth. However, another influential idea was that Japan had entered mapp#333; , the final days of the law. Mapp#333; was a degenerate age in which the teachings of the historical Buddha were so distant that people were no longer able to fully comprehend them. Of Thesis. Therefore, it was almost impossible for harvard supplement individuals to achieve enlightenment on examples of thesis their own. For many Japanese, medieval warfare and an essay, the breakdown of civil order were proof that they were living in degenerate times.

One response was Pure Land Buddhism. Pure Land came from the teachings of a religious reformer named H#333;nen. Of Thesis. Unlike the Buddhist establishment, H#333;nen saw little value to on sports, study in the age of mapp#333; . He taught his followers to of thesis, place complete faith in the Buddha Amida. Amida had vowed to save others before achieving enlightenment. The Alchemist. Thus, Pure Land practitioners believed that by repeatedly expressing their faith in him, they would be reborn into Amida’s western paradise. Of Thesis. Anyone could say the phrase (known as the nembutsu ) that professed beliefyears of training were not requiredso Pure Land became quite popular among common people. Shinran, one of essay on pleasures H#333;nen’s students, took this logic a step further. He claimed that repeating the nembutsu was unnecessary, since that still meant that salvation depended on individual effort. Of Thesis. True faith in Amida’s mercy was the only hope for essay on theme mankind.

Therefore, according to Shinran, one absolutely sincere expression of of thesis belief was all that was necessary. His teachings became True Pure Land Buddhism and gained widespread acceptance, especially among the peasantry. Nichiren was another important Buddhist who taught that salvation came through faith. Thesis Wur Mnh. A nationalist, he taught that, although Buddhism had originated in India, it would achieve its highest form in Japan. He valued the Lotus Sutra above all other Buddhist scriptures. Nichiren openly criticized other Buddhist schools and was very dogmatic; this led to his eventual exile. Examples Of Thesis. But his conviction won him followers, and his sect remains popular in Japan even today. Zen Buddhism also won acceptance in Japan during the medieval period.

It was based on Chinese Ch’an Buddhism, and the great Japanese Zen priests Eisai and D#333;gen both trained in China. The faith they brought back to Japan promoted meditation ( zazen ) and ehow reflective paper, the contemplation of questions with no logical answers ( k#333;an ) as paths to enlightenment. The emphasis on self-reliance and discipline appealed to many warriors, and the samurai became some of Zen’s most loyal patrons. The warrior capital of Kamakura contained many Buddhist temples, some of examples which still stand today. A major shrine, dedicated to the Shint#333; war deity, was built at thesis wur mnh, the heart of the city. Numerous Zen temples were constructed during the thirteenth century. Women were just as involved as men, and one famous temple, T#333;keiji, became a site of refuge for women seeking divorces. The proliferation of temples reflected sincere religious devotion, but the dedication in 1252 of of thesis a bronze Buddha figure over 40 feet high was surely also intended to rival the great Buddha at T#333;daiji Temple in Nara. On Theme. The building that housed the Kamakura Buddha was swept away by a tidal wave in the late fifteenth century, but the bronze figure remains, sitting outside ever since. Poetry remained the most important literary form.

Members of the imperial court were the best educated and most skilled, but samurai also began to take an interest. Examples Of Thesis. The third shogun, Sanetomo, was considered a very skillful poet. His teacher, the essay, courtier Fujiwara Teika, compiled one of examples of thesis Japan’s greatest imperial poetry collections, the Shinkokinsh#363; . Prose literary works reflected the Buddhist influence of the medieval age. The Tale of the Heike was the most popular. Essay On Pleasures. It described the Genpei War and the Taira clan’s downfall.

Its stories are quite exciting and examples, seem to offer an intriguing view of twelfth-century warfare. But the tale cannot be read as an accurate account of the paper, war. Buddhist chanters composed the tale many decades after the war had ended. They sang it as they played biwa (stringed instruments similar to lutes) to illustrate Buddhist themes of impermanence and examples, show how the mighty will fall. Similar themes can be found in Kamo no Ch#333;mei’s philosophical essay, “An Account of My Hut.” Few works by women have survived. A notable exception is the memoir of Lady Nij#333;, a court attendant. Her work is lively, frank, colorful, and offers a valuable view of life in on pleasures Kyoto and of thesis, the provinces.

Painting and sculpture reflected the influential roles of Buddhism and the samurai in the alchemist on theme society. Illustrated scrolls ( emaki ) used pictures to show how temples were founded and how violent conflicts destroyed parts of Kyoto. Takezaki Suenaga, the samurai mentioned above who fought against the Mongols, even commissioned an illustrated scroll to examples, tell his tale. Another important art form was raig#333; , paintings that showed Amida welcoming people who had just died to his western paradise. The influential Kei school of sculptors used graphic realism in thesis wur mnh their work. Examples. Their famous guardians at ehow essay paper, T#333;daiji look quite intimidating, even hyper-masculine, with detailed bulging muscles, fierce expressions, and crystals set in examples the eyes to make them look real. Kamakura’s Demise and the Muromachi Bakufu. The Muromachi bakufu was never as stable as Kamakura had been. The shogun was not powerful enough to rule the country by his own force of arms.

Eastern Japan and the island of Ky#363;sh#363 were both semi-autonomous. Ehow Reflective Paper. The shogun’s authority was contingent on his maintaining the support of a strong coalition of shugo . These shugo were much more powerful than their Kamakura period predecessors. Their posts were now hereditary, and one individual could rule more than one province at a time. They also had the examples, right to levy special taxes on thesis wur mnh estates to cover their military expenditures. Three of the most powerful shugo familiesthe Hosokawa, Hatakeyama, and Shibaalternated in of thesis serving as deputy shogun ( kanrei ), a position designed to help mediate between the shogun and an essay, his shugo . Yet the shugo needed the legitimacy that they gained from the shogun’s support to help them fend off local warriors in the provinces under their control. Yoshimitsu is widely recognized as the of thesis, strongest and most successful Ashikaga shogun. He ended the warfare of the divided imperial court and crushed those shugo who opposed him. He reopened diplomatic relations and official trade with China. Essay On Pleasures Of Childhood. Yoshimitsu was an accomplished poet and a great sponsor of the arts.

His patronage of a particular performing troupe helped give birth to examples of thesis, Noh theatre. On Sports. He also is credited with constructing the examples of thesis, Golden Pavilion, one of thesis wur mnh Japan’s most famous medieval buildings. Yoshimitsu took it over as a retirement villa in the 1390s, covering it with real gold leaf (it is part of a Zen temple today). Examples. His other great construction project, the Palace of Flowers, reflected Yoshimitsu’s ambitions to outdo, and perhaps replace, the emperor. The shogun’s palace was built across the street from the imperial palace but was twice as large and an essay, far more sumptuous. Perhaps Yoshimitsu’s most controversial decision was to accept the title “king of Japan” from the examples, Chinese emperor. In the Chinese view of foreign relations, only one ruler could have the title “emperor,” and that was the emperor of China. Other rulers had lesser titles, such as king. When Yoshimitsu attempted to re-establish formal relations and thesis wur mnh, trade with China, he agreed to take the title king of Japan. Many Japanese of the time objected since it implied that Japan was subordinate to examples of thesis, China. Essay On Pleasures Of Childhood. Yoshimitsu’s motives are not entirely clear.

Some suggest that he did this in order to bolster his legitimacy at home. Others think that he was so eager to trade with the Chinese that he ignored the political implications of the title. Another theory is that he hoped to monopolize foreign relations as part of examples of thesis his plan to replace the Japanese imperial family with his own line. Yoshimitsu died before he could realize any plans to replace the imperial family, and his son backed away from his father’s bold policies. Essay. But shogunal authority remained strong until 1441, when the sixth shogun, Yoshinori, was assassinated. After Yoshinori, only the of thesis, eighth shogun, Yoshimasa, stands out an essay on sports, as a memorable figure. He ruled for over 20 years and was a great sponsor of the arts, including Noh theatre and the tea ceremony. He built the Silver Pavilion, another important cultural property in Kyoto, but plans to cover the villa with silver leaf were never carried out.

Yoshimasa may have matched his grandfather Yoshimitsu’s flair for architecture and of thesis, the arts, but he lacked Yoshimitsu’s skill at politics. It was during Yoshimasa’s tenure as shogun that an 11-year civil war broke out, heralding the end of strong central government in Japan for over a century. Muromachi Arts and Culture. In earlier times, the arts were dominated by the emperor and his courtiers. This changed in essay the Muromachi period, however, as other groups brought new ideas to examples of thesis, the cultural landscape. Many samurai, now living in Kyoto, developed a taste for the arts.

Elite warriors joined aristocrats in sponsoring painters, playwrights, poets, and other men of talent. The growth of trade and the economy enabled merchants to participate in the world of the alchemist culture too. As the unstable political situation brought men of different classes together, aristocrats, warriors, and merchants interacted to create new cultural traditions. Previously unthinkable mixingsuch as a nobleman renowned for his calligraphy collaborating with a painter of examples of thesis humble originsled to some of the great art of the Muromachi period. Warriors, including the Ashikaga shoguns, became important patrons of the arts. They hosted lavish parties at which the attendees participated in linked verse poetry competitions or contests to paper, distinguish among similar things ( monoawase ). Examples Of Thesis. Tea was also quite popular. Eisai, who founded an important Zen sect, is essay, credited with having made tea popular in Japan.

By the fourteenth century, warriors were hosting tea parties in large banquet halls in order to display their prized Chinese tea implements. Of Thesis. Merchants responded by favoring native Japanese wares. The grass-hut style of serving tea, which we associate with the tea ceremony, emerged in thesis wur mnh the fifteenth century. It is attributed to Murata Shuk#333;, who may have served tea for Ashikaga Yoshimasa. He and other late medieval tea masters emphasized simplicity, humility, and self-awareness. Properly serving tea demanded discipline and offered spiritual fulfillment, resembling Zen practices. Of Thesis. People began to speak of a Way of Tea. The most famous master, Sen no Riky#363;, came from a merchant family but taught tea to the great warlord Toyotomi Hideyoshi. Riky#363; served tea in critical essay a small, rustic hut. Examples Of Thesis. The entranceway was purposefully tiny so that everyone, regardless of status, had to crawl inside.

All participants were required to prepare and serve the an essay on sports, tea. Riky#363;’s student, however, saw things differently. Eager to display his wealth and power, Hideyoshi had his own tea hut gilded in gold. Noh theater was another new cultural tradition that benefited from samurai patronage. It drew upon many performing traditions, including court comics and peasant farm songs. In the late fourteenth century, Kan’ami’s troupe attracted the notice of Ashikaga Yoshimitsu. Of Thesis. Kan’ami and his son, Ze’ami, became two of Noh’s most important playwrights.

Noh performances incorporate spoken dialogue, dancing, and music. Few props are used. An actor might simply state that he is leaving for a long journey and, with a few stamps of his feet, quickly announce that he has arrived. The plays generally illustrate such Buddhist themes as the dangers of pride or lingering attachment. The main character might be a once-beautiful old woman who cannot forget her youth, or the ghost of a warrior who cannot let go of his military glory. Other plays centered on Buddhist priests overcoming demons. The Alchemist Essay On Theme. Often several plays were performed over the course of a full day, with short comic pieces called ky#333;gen staged between the major Noh plays. The Medieval Japanese Economy. The Japanese enjoyed a growing economy during the medieval period. Markets began to develop around the country.

These were often at examples, crossroads or near rivers so that sellers could easily bring their goods to the markets. They also were often located near temples in hopes of ehow avoiding interference from political or military figures. In the Kamakura period, markets met infrequently. For example, they might be opened only on days ending in fours (i.e., the examples of thesis, 4th, 14th, and 24th of the month) or another number. Essay On Pleasures. But over time, markets became increasingly common and were open on more days of the month. Improvements in agriculture also contributed to the expanding economy. New strains of rice better resisted drought and examples, disease. Improved fertilizers allowed double cropping of fields, and better irrigation techniques helped farmers produce more.

In addition, the spread of metallic money made it easier for estates to sell extra produce in the marketplaces. Starting in the twelfth century, Japanese began importing copper-alloy coins from China. Harvard. The round coins had square holes in of thesis the middle so they could be strung together in units of harvard essay optional 1,000 for large purchases. Metallic money had several advantages over rice, silk, or other goods the examples, Japanese used as money in Heian times. Coins were easier to transport, more durable, and rarely led to thesis wur mnh, disputes over quality. By the Muromachi period, most urban residents used coins. Even many rural estates paid their taxes in cash. The Ashikaga shoguns’ desire for more coins played an important role in examples of thesis the re-opening of formal relations with China in the fifteenth century.

The Muromachi bakufu , and later several major temples and daimy#333; , sent merchant ships to China in hopes of essay on theme obtaining copper coins. In exchange, the Japanese sold raw materials including lumber and sulfur, some finished art objects such as lacquerware, and swords and armor. Chinese officials regulated the trade by requiring Japanese boats to carry government-issued tallies; merchant vessels without the examples, tallies were turned away from on sports Chinese ports. On the whole, merchants did well during the medieval period. The breakdown in examples of thesis central authority may have reduced the on sports, power of political authorities to tax and regulate them. In some cases, such as the examples, city of Sakai, merchants were able to form their own communities and even enjoy a limited form of self-government. Women’s Status in Medieval Japan. Over the course of the medieval period, women seem to have lost many rights. In ancient times, women served as rulers.

By the Heian period, women had few official roles in government, but aristocratic women were educated, could own and manage property, and could choose their own heirs. Married couples often lived at the home of the wife’s family or maintained two residences; the of childhood, wife’s family usually helped raise the children. Female writers of the Heian period created some of pre-modern Japan’s greatest works of prose and of thesis, poetry. But conditions gradually began to change. In the early Kamakura period, women of samurai families held jit#333; posts. As violence became more common, however, women were no longer allowed to hold warrior posts or manage their own property.

And as land became increasingly difficult to on sports, acquire, families began bequeathing property to only one heir, usually the eldest son. Examples. Married women were expected to join the on pleasures of childhood, family of their husbands. Lady Nij#333;’s memoir from the early fourteenth century is one of the last important literary works by a woman of the medieval period. Not even Buddhism offered much hope, since most Buddhist sects taught that women faced more obstacles to enlightenment than men. By the end of the medieval period, women retained almost none of the rights they had enjoyed earlier. The #332;nin War and the Age of Warring States.

From 1467 to 1477, rival coalitions of examples powerful samurai fought in a protracted conflict known as the thesis wur mnh, #332;nin War. The violence began when leading shugo families supported different candidates to examples, succeed Yoshimasa as shogun (as well as for some other important posts). The violence centered on Kyoto, and much of the city was destroyed during the war. After some time, the issues became irrelevant, as seen by leading warrior families on each side switching to ehow reflective paper, support other candidates. Yoshimasa felt that the shugo were beyond his control and, rather than make serious efforts to stop the conflict, he retired to his villa to enjoy the arts. The war solved nothing and left all central government institutions extremely weak. By the late fifteenth century, the shogun had little real power outside of the central Japanese provinces that he directly controlled. The last century of the Muromachi period, from the #332;nin War to 1573, is known as the Age of Warring States. During this time, provincial and regional warlords known as daimy#333; dominated Japan.

Some daimy#333; families had formerly been shugo , others had been lieutenants or deputies, and some were truly self-made men who had risen through the ranks. Examples Of Thesis. These new warlords differed from shugo in that they did not owe anything to the shogun or emperor. During the Warring States period, warlords could only the alchemist, claim authority over lands they could actually defend. They had to be continually vigilant against of thesis, their neighbors as well as their subordinates. The age is sometimes characterized by the term gekokuj#333; , which means the reflective, lower replacing the higher (or those of examples of thesis humble origins replacing their superiors). This period, perhaps more than any other, seemed to resemble the feudalism of medieval Europe. Essay. Central authority was weak and divided, men survived by examples of thesis, strength of an essay on sports arms, and warlords rewarded loyal samurai with appointments and lands. Portuguese sailors blown off course in the mid-sixteenth century were the first Europeans to set foot in Japan. The Spanish soon followed, and eventually the Dutch and the British found their way to Japan too. European merchants established a flourishing trade by of thesis, buying and the alchemist essay on theme, selling goods amongst the various Asian nations.

Missionaries also came to Japan, hoping to convert the Japanese to examples, Christianity. They enjoyed some success in thesis wur mnh the southwestern island of Ky#363;sh#363;, where a few daimy#333; became Catholic and ordered those living in their domains to convert as well. The Europeans were strange curiosities to examples of thesis, the Japanese, and folding-screens of themknown as namban by#333;bu show them as Japanese artists saw them, with balloon pants, high frill collars, long noses, and people of color attending them as slaves. Christianity did not last in ehow essay Japan. Opposition by examples of thesis, Hideyoshi and Ieyasu (see below) led to the persecution and elimination of most Christians by the early seventeenth century. But the Europeans did affect Japanese society. First, they introduced new shipbuilding techniques, firearms, eyeglasses, mechanical clocks, and essay paper, other devices. Second, Europe’s existence forced the Japanese to change their view of the world. Maps from the time reflect the examples of thesis, shift from seeing a world including only essay paper, Japan, China, and India to seeing one extending far beyond Asia. Third, interest in that world led Japanese merchants to begin trading in Southeast Asia.

Some Japanese even emigrated, establishing communities in the Philippines, Cambodia, Siam (Thailand), and Annam (Vietnam). From Medieval to Early Modern Japan. Three warlords succeeded in unifying the of thesis, country and bringing an end to the violence of the Warring States period. They are often referred to the alchemist essay on theme, as the “three unifiers”Oda Nobunaga, Toyotomi Hideyoshi, and Tokugawa Ieyasu. Nobunaga ruled a small domain in central Japan, but his brilliance as a strategist enabled him to defeat much larger armies. He was the first warlord to successfully use firearms to win a battle. His innovations in castle development also led to the emergence of grand Japanese castles, with stone ramparts, donjons (central structures), and of thesis, more. In 1573 he took Kyoto but kicked out the last Ashikaga shogun, bringing the Muromachi bakufu to an inglorious end. Many believe that only the alchemist on theme, Nobunaga’s assassination at the hands of a vassal in 1582 kept him from bringing the whole country under his rule. Hideyoshi came from a peasant family, but rose through the examples, ranks to become one of Nobunaga’s top generals.

He avenged his lord’s death and finished the job of unifying the country. However, Hideyoshi did not succeed through force alone. Thesis Wur Mnh. He used marriage alliances, political treaties, and other means to secure his position and bring peace to of thesis, the country. Thesis Wur Mnh. Many of his policies paved the way for early modern growth and stability. For example, he carried out new land surveys so that proper rates of taxation could be determined. Examples Of Thesis. He also ordered all peasants to turn over their weapons, creating for the first time a sharp distinction between warriors and farmers. In his later years, Hideyoshi set out to conquer China. When the King of essay on dracula Korea refused to help him, Hideyoshi sent armies of samurai to invade Korea. The result was the devastation of the Korean peninsula. The Japanese invasion was only called off upon Hideyoshi’s death in 1598.

Ieyasu had been allied with each of the two previous unifiers, but his patience (and long life!) clearly proved a great asset. In 1600 he maneuvered warlords loyal to Hideyoshi’s young son into a major battle at Sekigahara. Examples. Ieyasu’s forces won that battle, making him the most powerful daimy#333; in Japan. On Pleasures. In 1603 he was proclaimed shogun and established the last of Japan’s major warrior governments, the Tokugawa (or Edo) bakufu . The unifiers’ policies, and the peace that followed in the seventeenth century, led to profound changes in Japanese society and the start of examples of thesis what most scholars refer to an essay, as the early modern period. Copyright 2008 Program for Teaching East Asia, University of Colorado.

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class homework log Stat 567:Statistical Reliability. All homework is due on the Monday following the Lecture date on which it is assigned unless otherwise specified. Make sure to identify all homework with the Lecture number (ordinal). To avoid confusion homework from different classes should be handed in of thesis distinct packages. The Alchemist Essay On Theme! All pages of your homework should have your name and Lecture number. Pages within a Lecture homework package should be numbered sequentially. First Lecture (August 27, 1997) Explore the course homepage.

Pay particular interest to the Overview of Reliability Engineering. Look at WWW sites of Reliability Interest to see a number of World Wide Web sites involving reliability engineering. Read Chapter 1 of you textbook: Statistical Analysis of Reliability Data. Second Lecture (September 3, 1997) Show that the cumulative hazard function of an increasing hazard (failure) rate (IFR) distribution is convex (i.e., holds water). Show that if T is a positive random variable with an exponential distribution then: Show that if T measured in of thesis minutes is exponential with hazard rate lambda, the T*=T/60 measured in hours is exponential with hazard rate 60 time lambda. Show that the ehow reflective paper, Weibull distribution is: IFR if the shape parameter is greater than 1 DFR if the shape parameter is less than 1 Exponential if the examples, shape parameter is equal to 1.

Show that alpha is the 63.2 percentile of the Weibull distribution. Take a look at Military Reliability Standards and Handbooks to learn about MIL-STD-217 and other military reliability standards. Third Class (September 8, 1997) Send me e-mail on essay on dracula, what you found to be the less clear points of my lectures so far. Show that if T is a random variable with Weibull survivor function.

Then X=logT has a Gumbel survivor function. Fourth Class (September 10, 1997) For the ball bearing data of Example 2.1 on Page 37 of your textbook. obtain 95% confidence intervals for S(50) and H(50) . For the ball bearing data of Example 2.1 on examples, Page 37 of your textbook plot the empirical survivor function using the plotting points derived on Page 40. Then plot the empirical integrated hazard. On Pleasures! Do you think that the underlying distribution of the data is IFR? Why? Fifth Class (September 15, 1997)

Take a look at the homepage of the examples, course Graphical Data Analysis out of the University of Montana Use JMP to do Weibull and lognormal plots of the Aircraft component data of Example 2.2 on Page 43 of your textbook. You can see how this is done below. You can download a text file containing these data. On Pleasures Of Childhood! (Instructions for importing a text file into JMP) Identify the standard survivor function G that leads to the Gumbel and normal QQ plot. Examples! Find G inverse for the Gumbel plot. Sixth Class (September 17, 1997) Let A 1, A 2, A 3, and A 4 be nested events with A 1 being the smallest and essay on pleasures A 4 being the largest. Show that. P(A 1 )=P(A 1 |A 2 )P(A 2 |A 3 )P(A 3 |A 4 )P(A 4 ) Show that in Example 2.2 on Page 43 of your textbook the Product Limit estimator is the examples of thesis, same as the empirical survivor function Analyze the rat diet data supplied in class. Write a professional quality report. Attach a cover letter directed at essay on theme management. The report itself should be directed at the scientists or engineers who are neither management nor statisticians but are technically oriented.

The report should have: Summary and Conclusions Data Analysis Appendix with the raw data and other things that interfere with the smooth flow of the Data Analysis section of the report. Go to the bottom of this page to download the examples of thesis, data for this homework. Are the critical essay on dracula, three groups - low fat, saturated fat, unsaturated fat, significantly different? What test are you using? If two different tests lead to examples, different significance levels can you explain the reason? Avoid vague language such as they appear to be different. Instead use language such as: there is thesis wur mnh, statistical evidence (alpha=.05) to indicate that the examples, three groups are different. Are the supplement, mortality (hazard) rates constant, decreasing, or increasing for each group? Why can you use JMP's exponential plot to find this information out? Why is this information useful? What distribution fits each group best?

Why? Why is this information useful? Avoid causal language such as: Saturated fat causes tumors. Of Thesis! Instead, use language such as: In this study the on sports, x group had a significantly lower mortality rate than the examples, y group. Use JMP's help menu to learn about the properties of the statistical procedures you are using. Seventh Class (September 22, 1997) Multiple Modes of Failure.

In the thesis wur mnh, analysis in examples of thesis this class summary we determine the effect on reliability of removing Cause 9 failures. Do a similar analysis with the Cause 6 failures. Notice that you can download a JMP file with the data by going to of childhood, the end of of thesis, this class summary. Write a professional quality report documenting the data analysis in the class summary and essay your analysis in of thesis the homework above. As usual, your report should include a cover letter to management. (Due Wed, October 8, 1997.) Write a proposal for the final project. What experiment are you going to do? Who are you going work with? (Due Monday, October 6, 1997.) Eighth Class (September 24, 1997)

Read Chapter 3 of your textbook Derive the likelihood function for the following data: Left censoring times: 2 Right censoring times: 7, 7, 11 Failure times: 3, 5.5. (Homework due Wednesday, October 1) Recall that you have a Midterm Exam Monday, September 29. Ninth Class (October 1, 1997) Maximum Likelihood Estimation. Redo the questions you missed in the midterm exam. Be neat! Append you solutions to the exam and turn this package in. Ehow Paper! You will receive a homework grade for this work. Tenth Class (October 6, 1997)

Using JMP's Nonlinear Platform. Use JMP's Nonlinear Fit platform to fit an exponential distribution to the Aircraft components data. What is the value that JMP gives you for the MLE of lambda? How does this value compare with the number of failures divided by the total time on test? What 95% confidence interval does JMP gives you for lambda? How does this confidence interval compare with the one that one would obtain using the of thesis, standard error of the thesis wur mnh, maximum likelihood estimate found in examples of thesis Example 3.1, Page 56 of harvard essay, your textbook? (This standard error can also be obtained from the JMP output.) Obtain the variance covariance matrix for the Gumbel in Example 3.2, Page 57 of your textbook given by. from the JMP output of the Gumbel fit of the log of the ball bearings data. (Given in the class notes.) Clearly show all formulas that you are using. Reproduce the of thesis, JMP output of the Gumbel fit of the log of the ball bearings data. (Given in thesis wur mnh the class notes.) Verify that the values: in Problem 3.2, Page 57 of your textbook satisfy Equations (3.8) and (3.9) on examples of thesis, Page 55 of your textbook. Verify that the reflective essay paper, variance covariance matrix for examples, the Gumbel in Example 3.2, Page 57 of critical essay, your textbook given by.

can be obtained by using the three equations on top of Page 56 of your textbook and the formula: Remember that you have to write a proposal for the final project. What experiment are you going to do? Who are you going work with? (This homework was due Monday, October 6, 1997.) Rewrite the rat diet report for Wednesday, October 15 . Read the revised professional quality report guidelines for suggestions on improving your report. Recall that you are to attach a cover letter directed at management.

Also recall that the report itself should be directed at the scientists or engineers who are neither management nor statisticians but are technically oriented. Examples! The report should have the following sections: Summary and Conclusions Data Analysis Appendix with the raw data and other material that interferes with the smooth flow of the Data Analysis section of the report. Eleventh Class (October 8, 1997) Using JMP's Nonlinear Fit Platform/ Univariate Delta Method. Obtain the variance covariance matrix for the Normal in Example 3.2, Page 57 of your textbook given by. from the JMP output of the Normal fit of the log of the ball bearings data. (Given in the alchemist the class notes.) Clearly show all formulas that you are using. Reproduce the JMP output of the normal fit of the log of the ball bearings data. (Given in the class notes.) Consider the aircraft components data of Example 2.2, Page 43. Assume an exponential distribution. Of Thesis! Find b 10 and its standard error. Calculate a 95% confidence interval for b 10.

Consider the two confidence intervals for reflective paper, S(.5) given in examples class for thesis wur mnh, the Aircraft components data of Example 2.2, Page 43. Examples! What are the assumptions leading to each one? Which confidence interval do you prefer? Justify your answer with an exponential plot of the data. Thesis Wur Mnh! Why were we able to use the empirical survivor formula for examples, the aircraft components data of Example 2.2, Page 43 instead of the thesis wur mnh, more complex Product-Limit estimator formula? Twelves Class (October 13, 1997) Verify the calculations leading to the numerical values of estimates and standard errors on Table 3.2, Page 58 of examples, your textbook. Estimate the lower 5% percentile and its standard error for the data used in essay on dracula Table 3.2, Page 58. Assume a Weibull distribution Assuming a Weibull model for examples of thesis, the data of Example 2.1 and 3.2 (and of ehow reflective paper, Table 3.2) find the MLE of S(60) and its standard error. Examples! Compare your results with those you get without the Weibull assumption using the empirical survivor function. For each of the distributions listed below what functions of the parameters are used to calculate the standard errors of essay paper, quantiles and survival probabilities via the of thesis, Delta method: Weibull Gumbel Exponential Lognormal Normal Rewrite the Appliance data report for Wednesday, October 22 . Read the revised professional quality report guidelines for suggestions on improving your report.

Recall that you are to attach a cover letter directed at harvard essay optional management. Also recall that the report itself should be directed at the engineers who are neither management nor statisticians but are technically oriented. The report should have the of thesis, following sections: Summary and Conclusions Data Analysis Appendix with the raw data and other material that interferes with the of childhood, smooth flow of the Data Analysis section of the report. Thirteenth Class (October 15, 1997) Reproduce the JMP output for the exponential fit of the examples, aircraft component data. (Given in today's class notes.) Reproduce the JMP output of the on dracula, Gumbel fit of the examples of thesis, log of the ball bearings data. (Given in the class notes.) Reproduce the JMP output of the reflective paper, Gumbel fit of the log of the ball bearings data with sigma locked at examples of thesis the value one. (Given in the class notes.) Read the of childhood, material in the notes. The likelihood ratio method will open a whole new world of statistical application outside the traditional linear model and examples of thesis normal distribution framework. You need to understand the logic behind the likelihood ratio method to be able to use this method correctly. Fourteenth Class (October 20, 1996) Use JMP's Nonlinear Fit platform to find a likelihood ratio confidence interval for the b 10 of the ball bearing data.

Use the following screen shots as a guide. As you can see I have reparametrized the Gumbel distribution of log data in terms of b 10 and sigma. Fifteenth Class (October 22, 1997) Stabilized Probability (SP) Plots. Use JMP's Nonlinear Fit platform to find a likelihood ratio confidence interval for the mediam of the ball bearing data.

Use the Weibull versus Lognormal tests with ball bearing data. Use JMP's Nonlinear Fit platform to fit a log normal to the cord data Use the SAS JMP software to obtain the PP and SP plots for the cord data of essay on dracula, Example 2.3 on Page 46 of your textbook. Hand these plots in. Examples Of Thesis! Use the JMP screen shots at the bottom of the class summary as a guide to reflective essay paper, obtaining these plots. At the end of Chapter 3 in you textbook the confidence interval for S(53) of the cord data obtained by way of the PL estimator (0.54, 0.83) is compared to the confidence interval for S(53) obtained using a Weibull fit and examples the Delta method (0.58, 0.76).

Show the calculations leading to these confidence intervals. Which interval do you prefer and why? For extra credit: Can you obtain a LR confidence interval for S(53) of the cord data assuming a Weibull fit? (October 27, 1997) No additional homework. Homework that was due today had its due date postponed to Wednesday, October 29. Sixteenth Class (October 29, 1997) Because of the exam on Monday, November 3 this homework assignments are due Monday, November 10) Read the class notes and the web summary for thesis wur mnh, this class. In particular, note that there is a great deal of material in of thesis the web summary (and its links) that complements the thesis wur mnh, class lecture.

Make sure that you understand how we used JMP to obtain the values of maximized log-likelihoods. Examples! Reproduce the last page of the Nonlinear Fit JMP platform analysis of the an essay, insulating fluid data presented in of thesis class. Calculate the variance-covariance data. Calculate an essay of childhood, approximate 95% confidence interval for b 10 at 26 kilovolts for examples, the insulating fluid data. The Alchemist On Theme! (Assume the examples of thesis, model used in class.) What happens if you try to estimate the mediam life at 20 kilovolts? Calculate an essay, approximate 95% confidence interval for the mediam at 30 kilovolts for the insulating fluid data. (Assume the model used in class.) Do a likelihood ratio test for examples, equal sigma versus unequal sigmas similar to the one done is Fit a Regression Model but do not exclude the critical essay, data at 32 Kilovolts Extra credit: Can you improve on examples of thesis, the confidence intervals above by getting likelihood ratio confidence intervals?